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442 S Collins Street South Elgin, IL 60177 • Residential - Single Family • Contingent

  • 442 S Collins Street, South Elgin, IL 60177 Main Photo

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Description

***D303 St. Charles Schools*** The popular and spacious Cumberland 2-story floorplan in the River Ridge subdivision offering 4 bedrooms, 3.5 bathrooms, finished basement with a framed out room and attached 2.5-car garage. Mature landscaping and a lovely covered porch welcome you. Step inside to an open 2-story foyer that is flooded with natural light. The bright living room with big windows opens to the dining room. Well appointed kitchen with ample cabinets and counterspace, center island, stainless steel appliances, pantry closet with custom spice organizer and a roomy eat-in area with glass sliders that lead to the back patio. Steps away is a sizeable family room featuring a gas fireplace with built-ins and a picture window. A powder room and a large laundry room with cabinets, counter and utility sink rounds out the main level. Upstairs is the Master suite with volume ceiling, walk-in closet with organizing system and ensuite bath with dual sink vanity, soaking tub and separate shower stall. 3 additional bedrooms, 1 with a walk-in closet, full hall bath with extended vanity and shower over tub combo and a spacious loft completes the 2nd level. The full finished basement has a large rec room, wet bar area with built-ins, a workroom that could easily be converted to a 5th bedroom, a full bath and a storage area. Relax outdoors on the concrete patio or in the abundant greenspace of the fully fenced backyard. Walking distance to nearby parks, baseball fields and the Fox River. Value-added features: (2026) Microwave, washer, kitchen sink and faucet; (2025) Roof, AC, glass sliders, front screen door; (2024) Furnace, humidifier; (2023) Dryer, hall bath renovation; (2022) Water softener, dishwasher; (2021) Refrigerator; (2019) Water heater, Master bath renovation.

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 2,848
Garage Size: 3
Attached Garage
Built in 2000
Elementary School: Anderson Elementary School
High School: St Charles North High School
Middle School: Wredling Middle School
Brick Exterior
One Fireplace

General Information

Bedrooms: 4
Bathrooms: 4
Sqft: 2,848
County: Kane
High School: St Charles North High School
Subdivision: River Ridge
Listed By:
Keller Williams Inspire - Geneva 630-262-9500
MRED MLS

Room Information

Eating Area: 12X12
Loft: 11X11
Recreation Room: 31X25
Work Room: 10X9
Bar/Entertainment: 14X11
Bedroom 2: 15X11
Bedroom 3: 11X10
Bedroom 4: 13X12
Dining Room: 11X10
Family Room: 20X14
Kitchen: 13X11
Laundry: 10X7
Living Room: 14X13
Primary Bedroom: 18X12
$449,108
Est. $3,116/mo
4beds
4baths
2,848sqft
3cars
Contingent
BEDS4 BATHS3 full 1 partial SQUARE FEET2,848 MLS#12787269
STATUSContingent PROPERTY TYPEResidential - Single Family SUBDIVISIONRiver Ridge SCHOOLDistrict 303

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Ruhl&Ruhl Realtors
563.441.1776

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442 S Collins Street, South Elgin, IL 60177.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $449,108$449,108$449,108
Down Payment $89,822$15,719$112,277
Monthly Mortgage Amount $2,360$2,897$2,888
Taxes $625$625$625
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$198$0
Monthly Estimated Total $3,116$3,851$3,644

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