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4405 Turtle Bay, Springfield, IL 62711.
Perfectly situated in the highly desirable Panther Creek Country Club, this exceptional home blends elegance, comfort, and thoughtful design. Soaring ceilings welcome you inside, along with a private study featuring custom built-ins and soundproof doors, ideal for working from home. The formal dining room offers hardwood flooring, while the inviting family room showcases a fully updated fireplace with built-ins. The completely remodeled timeless white kitchen is a showstopper with granite countertops, Thermador appliances, gas cooktop, and double ovens. The main level also includes an updated half bath, spacious laundry room, and attached 3 car garage. The main floor primary suite features a sitting area, dual vanities, and a walk-in closet. Upstairs offers three additional bedrooms, including a private en suite and Jack-and-Jill bath, all with walk-in closets and California Closet systems. The finished lower level is perfect for entertaining with a wet bar, rec area, fifth bedroom, full bath, and abundant storage. Enjoy outdoor living with a covered porch, outdoor kitchen, pergola, travertine fireplace, and fire pit overlooking the 4th fairway. Extensive updates include full interior and exterior paint, remodeled kitchen, updated baths with quartz counters, new/refinished hardwood flooring, custom lighting, plantation shutters, California Closets throughout, newer 75-gallon water heater & upgraded garage with built-ins and new openers. Pre-inspected for peace of mind.
MLS ID: CA1043225
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4405 Turtle Bay, Springfield, IL 62711.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $875,000 | $875,000 | $875,000 |
| Down Payment | $175,000 | $30,625 | $218,750 |
| Monthly Mortgage Amount | $4,141 | $5,220 | $5,319 |
| Taxes | $1218 | $1218 | $1218 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $525 | $0 |
| Monthly Estimated Total | $5,614 | $7,218 | $6,792 |