Contact us: 563.441.1776
Description
Welcome home to this well-maintained 3-bedroom, 2-bath ranch located in within the highly desired Indian Creek School District. Situated on a spacious lot with mature trees and established landscaping, this property offers both comfort and curb appeal. Inside, you'll find a functional single-level layout featuring new carpet (2026) and plenty of natural light throughout. The full unfinished basement provides exceptional storage and expansion potential, complete with a rough-in for a future bathroom. The oversized 1/3 acre lot is complemented by a 2-car side-load garage and a convenient U-shaped driveway, offering ample parking for guests. Additional updates include a new roof installed in 2026 for added peace of mind. With a quick close possible, this home is ready for its next owners to move in and make it their own. Don't miss this opportunity to enjoy ranch-style living in a desirable location with room to grow.
Property Highlights
Property Type: Residential - Single Family
Total Living Area SF: 1,602
Garage Size: 2
Attached Garage
Built in 1991
School District: District 425
Brick Exterior
General Information
Bedrooms: 3
Bathrooms: 2
Sqft: 1,602
County: DeKalb
Listed By:
Legacy Properties
224-999-9100
MRED MLS
MLS ID: 12684332
Room Information
Bedroom 2: 12X11
Bedroom 3: 12X12
Dining Room: COMBO
Family Room: 24X14
Kitchen: 17X11
Laundry: 8X6
Primary Bedroom: 14X14
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435 N Hickory Street, Waterman, IL 60556.
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563-441-1862
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $334,900 | $334,900 | $334,900 |
| Down Payment | $66,980 | $11,722 | $83,725 |
| Monthly Mortgage Amount | $1,628 | $1,998 | $2,069 |
| Taxes | $466 | $466 | $466 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $147 | $0 |
| Monthly Estimated Total | $2,194 | $2,711 | $2,635 |
Disclaimer:
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 07/07/2026. The listing information on this page last changed on 07/07/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Tue 07/07/2026 12:47:02 AM EST) or MRED MLS (last updated Tue 07/07/2026 12:39:58 AM EST) or SCWMLS (last updated Mon 07/06/2026 11:54:37 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Mon 07/06/2026 10:16:46 PM EST) or Cedar Rapids MLS (last updated Mon 07/06/2026 10:44:14 PM EST) or NEIRBR MLS (last updated Tue 07/07/2026 12:38:41 AM EST) or ICAAR MLS (last updated Mon 07/06/2026 11:37:32 PM EST) or ECIMLS (last updated Mon 07/06/2026 11:44:32 PM EST) or RMLSA (last updated Tue 07/07/2026 12:40:56 AM EST) or Muscatine MLS (last updated Tue 07/07/2026 12:45:07 AM EST) or No Coast MLS (last updated Tue 07/07/2026 12:44:20 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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