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420 Monterey Street, Yorkville, IL 60560.
Welcome Home! This beautiful home in Yorkville, completed in 2024, offers modern construction, energy efficiency, and thoughtful upgrades throughout. Situated on a private lot with no rear neighbors, the home provides both comfort and peace of mind with recently installed major systems and a remaining builder structural warranty. Major mechanicals including the roof, high-efficiency furnace, and 50-gallon electric water heater were all installed in 2024. Energy-efficient features include a 9.89 kW solar panel system, along with a whole-home humidifier and upgraded 4 HVAC filtration system for improved indoor air quality. The home also includes a hardwired ADT security system, exterior security cameras, glass-break sensors, integrated smoke, fire, and smoldering detectors, and an active radon mitigation system. Outdoor living is enhanced by a new backyard patio and fully fenced yard installed in 2025. Additional highlights include no HOA, SSA fully paid, ample free street parking for guests, smart outdoor lighting, an insulated and drywalled garage, and all appliances included, including washer and dryer.
MLS ID: 12503655
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420 Monterey Street, Yorkville, IL 60560.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $489,000 | $489,000 | $489,000 |
| Down Payment | $97,800 | $17,115 | $122,250 |
| Monthly Mortgage Amount | $2,283 | $2,802 | $2,972 |
| Taxes | $681 | $681 | $681 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $215 | $0 |
| Monthly Estimated Total | $3,107 | $3,841 | $3,796 |