Contact us: 563.441.1776
Description
Discover the potential in this spacious 4-bedroom, 2.5-bath home in the heart of Oswego, offering generous living spaces, a functional floor plan, and several major recent updates. A welcoming two-story foyer sets the tone as you enter, while large windows throughout fill the home with an abundance of natural light. The thoughtfully designed layout provides plenty of space for everyday living, entertaining, and working from home. Fresh interior paint and brand-new carpeting create a clean, neutral foundation, while still offering the next owner the opportunity to add their own style and personal touches. The partially finished basement adds valuable additional living space and features a dry bar-perfect for a recreation room, home office, fitness area, playroom, or game-day gatherings. Step outside to a generously sized backyard offering endless possibilities for outdoor entertaining, gardening, play, or simply relaxing and enjoying the outdoors. Major recent improvements add even more value, including a brand-new roof (August 2026), new water heater (July 2026), new air conditioner, and whole-home interior paint (Spring 2026), plus new carpet (summer 2026). Conveniently located near parks, walking trails, shopping, dining, and Oswego-area schools, this home offers the ideal combination of space, location, recent improvements, and opportunity. Whether you're looking for room to grow or a home you can personalize over time, this property is ready for its next chapter.
Property Highlights
Property Type: Residential - Single Family
Total Living Area SF: 2,245
Garage Size: 2
Attached Garage
Built in 2001
Elementary School: Prairie Point Elementary School
High School: Oswego High School
Middle School: Traughber Junior High School
General Information
Bedrooms: 4
Bathrooms: 3
Sqft: 2,245
County: Kendall
High School: Oswego High School
Listed By:
Keller Williams Infinity
630-778-5800
MRED MLS
MLS ID: 12707891
Room Information
Bedroom 2: 13X10
Bedroom 3: 13X10
Bedroom 4: 12X12
Dining Room: 12X10
Family Room: 21X22
Kitchen: 13X12
Laundry: 9X6
Living Room: 16X13
Primary Bedroom: 18X14
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418 Terrace Lane , Oswego, IL 60543.
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $440,000 | $440,000 | $440,000 |
| Down Payment | $88,000 | $15,400 | $110,000 |
| Monthly Mortgage Amount | $2,196 | $2,695 | $2,740 |
| Taxes | $612 | $612 | $612 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $194 | $0 |
| Monthly Estimated Total | $2,936 | $3,629 | $3,480 |
Disclaimer:
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 08/23/2026. The listing information on this page last changed on 08/23/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sun 08/23/2026 2:45:24 AM EST) or MRED MLS (last updated Sun 08/23/2026 2:04:06 AM EST) or SCWMLS (last updated Sat 08/22/2026 11:55:25 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Sat 08/22/2026 10:20:17 PM EST) or Cedar Rapids MLS (last updated Sat 08/22/2026 10:44:19 PM EST) or NEIRBR MLS (last updated Sun 08/23/2026 1:18:41 AM EST) or ICAAR MLS (last updated Sat 08/22/2026 11:37:40 PM EST) or ECIMLS (last updated Sat 08/22/2026 11:44:33 PM EST) or RMLSA (last updated Sun 08/23/2026 1:10:56 AM EST) or Muscatine MLS (last updated Sun 08/23/2026 2:00:09 AM EST) or No Coast MLS (last updated Sun 08/23/2026 12:44:20 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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