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412 W Lafayette Street, Ottawa, IL 61350.
Beautifully updated and move-in ready! This charming 2-bedroom, 1-bath home has been thoughtfully renovated from top to bottom, blending modern updates with comfortable living. The main floor offers a spacious bedroom, updated full bath, bright living area, and a functional kitchen with new appliances. Upstairs, you'll find a generously sized second bedroom that provides plenty of space for a bedroom suite, office, or additional living. Outside, enjoy the convenience of a detached garage with ally access, concrete driveway, and a fenced in backyard. Recent improvements in 2025 include a new roof, siding, windows, central air, water heater, flooring, fencing, garage door and opener, and updated plumbing. Whether you're a first-time homebuyer, downsizing, or looking for a turnkey investment property, this home offers exceptional value with the major updates already completed. Don't miss your opportunity to own this beautifully refreshed Ottawa home!
MLS ID: 12670475
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412 W Lafayette Street, Ottawa, IL 61350.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $159,900 | $159,900 | $159,900 |
| Down Payment | $31,980 | $5,597 | $39,975 |
| Monthly Mortgage Amount | $777 | $967 | $988 |
| Taxes | $223 | $223 | $223 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $70 | $0 |
| Monthly Estimated Total | $1,100 | $1,360 | $1,311 |