Contact us: 563.441.1776
Description
This 3 (+-) bedroom 2 bath home would make a great starter home or rental and feels larger than it appears from the outside. The home offers 1-2 bedrooms and a full bath on the main floor and 1-2 bedrooms and a full bath upstairs. This home also offers a large dining room, living room and a kitchen with a walk in pantry. This home has not been occupied in a number of years however the water and other utilities have remained on during that time helping to preserve the condition of this property. This home does not offer a driveway however you will find a convenient gravel parking area in front of the house. Room and lot sizes are approximate and buyers are encouraged to verify all stated information. City records indicate the electrical service was updated to 100 amp breakers in 2004 however this is an estate and being sold AS-IS. Buyer is responsible for any inspections they wish to have, including the city electrical inspection, after closing. Cash or conventional only due to peeling paint on the exterior.
Property Highlights
Property Type: Residential - Single Family
Total Living Area SF: 1,315
Built in 1920
School District: District 170
General Information
Bedrooms: 3
Bathrooms: 2
Sqft: 1,315
County: Lee
Listed By:
Bird Realty
815-973-6768
MRED MLS
MLS ID: 12760943
Room Information
Foyer: 5X4
Office: 9X10
Bedroom 2: 12X12
Bedroom 3: 11X12
Dining Room: 12X14
Kitchen: 9X12
Living Room: 12X13
Primary Bedroom: 10X11
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412 Monroe Avenue , Dixon, IL 61021.
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $79,900 | $79,900 | $79,900 |
| Down Payment | $15,980 | $2,797 | $19,975 |
| Monthly Mortgage Amount | $420 | $509 | $510 |
| Taxes | $111 | $111 | $111 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $35 | $0 |
| Monthly Estimated Total | $631 | $755 | $721 |
About this area
About Dixon
Dixon, IL is a historic city along the Rock River that blends small-town charm with a vibrant community spirit. The city offers a strong mix of cultural, recreational, and educational opportunities. Residents enjoy a variety of local shops, restaurants, and events, as well as outdoor activities such as boating, fishing, and biking along scenic riverfront trails. Its historic downtown, paired with modern conveniences, creates a balanced environment that appeals to both families and professionals.
Once home to Ronald Reagan as a child, Dixon has kept its history alive with celebrations and preservation. Situated along two banks of the Rock River, this historic and charming little community filled with classic brick structures lining its downtown district offers residents a quiet place to settle without sacrificing great dining and shopping.
Art lovers relish in the local galleries, community art fairs and year-round performances at the art center. A particular favorite is the Gardentstock Arts & Music Fest where local artists feature their work, and local musicians entertain throughout the day and night. This little community is well known for its festivals, bringing in visitors from surrounding communities as far as two hours away. Fourth of July fireworks wow the residents, the Petunia Festival spreads beauty throughout the downtown streets, and the fall Scarecrow Festival delights all.
The real estate market in Dixon is diverse and inviting. Buyers will find an array of housing options ranging from classic single-family homes on tree-lined streets to newer construction with updated layouts and amenities. Historic properties, some with unique architectural character, are also available and reflect the city’s long-established roots. For those seeking more space, country homes and properties with acreage can be found just outside the city, offering privacy while keeping local amenities close at hand.
Affordability is a major advantage in the local housing market, making it an appealing choice for first-time homebuyers, retirees, and investors. The community’s steady growth, along with its convenient location within Northern Illinois, ensures that housing retains long-term value. With its strong sense of community, accessible lifestyle, and variety of real estate options, Dixon offers an excellent balance of small-town living and opportunity, making it a desirable place to call home.
If you are ready to start your home buying or selling journey, browse the latest real estate listings in Dixon, IL. You can also contact us—we are here to help!
Disclaimer:
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 09/17/2026. The listing information on this page last changed on 09/17/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Thu 09/17/2026 12:18:38 AM EST) or MRED MLS (last updated Thu 09/17/2026 12:12:10 AM EST) or SCWMLS (last updated Wed 09/16/2026 11:55:15 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Wed 09/16/2026 10:19:06 PM EST) or Cedar Rapids MLS (last updated Wed 09/16/2026 10:44:16 PM EST) or NEIRBR MLS (last updated Thu 09/17/2026 12:08:44 AM EST) or ICAAR MLS (last updated Wed 09/16/2026 11:37:40 PM EST) or ECIMLS (last updated Wed 09/16/2026 11:44:37 PM EST) or RMLSA (last updated Thu 09/17/2026 12:11:03 AM EST) or Muscatine MLS (last updated Thu 09/17/2026 12:15:14 AM EST) or No Coast MLS (last updated Thu 09/17/2026 12:14:25 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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