Contact us: 563.441.1776
Description
Looking for land to build near Urbana with no HOA? This 1.25-acre lot at 4103 E. Oaks Road N. offers the rare chance to design your own home just minutes from town. Ideal for buyers seeking a buildable country setting with only county zoning restrictions. Set in a quiet rural pocket just outside Urbana, this 2-bedroom property sits on a flat, highly desirable lot with mature trees and open potential. The existing structure is a tear down, opening the door for your custom vision. A freestanding single-car garage remains, along with a septic system and private well-both available but not confirmed operational. This land offers flexible use with no HOA oversight, so you're free to build how you want-whether a custom home, hobby farm, or future retreat. The only restrictions are those set by Champaign County zoning. Enjoy the space and peace of country living with quick access to Urbana's schools, shops, and commuter routes. If you've been searching for a clean slate in a sought-after location, this is your opportunity.
Property Highlights
Property Type: Land - Residential
Total Acres: 1.25 Acres
Utilities: Electric to Site
General Information
County: Champaign
High School: Urbana High School
Listed By:
RE/MAX REALTY ASSOCIATES-CHA
MRED MLS
MLS ID: 12576616
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4103 E Oaks Road, Urbana, IL 61802.
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $150,000 | $150,000 | $150,000 |
| Down Payment | $30,000 | $5,250 | $37,500 |
| Monthly Mortgage Amount | $691 | $848 | $897 |
| Taxes | $209 | $209 | $209 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $66 | $0 |
| Monthly Estimated Total | $1,000 | $1,223 | $1,206 |
Disclaimer:
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 03/06/2026. The listing information on this page last changed on 03/06/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Fri 03/06/2026 1:02:10 AM EST) or MRED MLS (last updated Fri 03/06/2026 12:53:58 AM EST) or SCWMLS (last updated Thu 03/05/2026 11:55:00 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Thu 03/05/2026 10:15:26 PM EST) or Cedar Rapids MLS (last updated Thu 03/05/2026 10:44:25 PM EST) or NEIRBR MLS (last updated Fri 03/06/2026 12:58:51 AM EST) or ICAAR MLS (last updated Thu 03/05/2026 11:37:42 PM EST) or ECIMLS (last updated Thu 03/05/2026 11:44:23 PM EST) or RMLSA (last updated Fri 03/06/2026 1:01:06 AM EST) or Muscatine MLS (last updated Fri 03/06/2026 1:00:34 AM EST) or No Coast MLS (last updated Fri 03/06/2026 12:44:30 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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