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40w778 Ellis Johnson Lane , Saint Charles, IL 60175.
Gorgeous CUSTOM NEW CONSTRUCTION HOME, proposed price reflects finished basement. 5 bedroom, 5 full bath. 10 foot ceiling 1st and 2nd floor. Open concept. 4 inch white oak hardwood floor throughout. White oak stairs with 3 inch thick steps, vertical stainless steel spindles. Custom kitchen floor to ceiling cabinets, large island with seating for 5, SS Miele appliances, 8 burner range top, double oven, dishwasher, built in coffee maker, Sub Zero 48 fridge. LED strip lighting. Custom built in pantry, mudroom, office, and all closets. Extensive trim package. Spray foam insulation, Marvin windows, 8'0 solid mdf 3 panel 1 3/4 doors. Boral shiplap siding/ stucco exterior, custom metal roofs. Covered porch with planned deck. Too much to list, spec sheet available upon request. Saint Charles 303 North schools. This is the true definition of a custom built house with all premium materials used throughout, No corners cut. Option for an in-ground pool. Close to forest preserve, bike trails, and shopping. City sewer and water. Ready July 2026
MLS ID: 12619228
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40w778 Ellis Johnson Lane , Saint Charles, IL 60175.

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| Loan Type | FHA 30 Year Fixed | VA 30 year fixed | 30 yr Jumbo |
| Purchase Price | $2,150,000 | $2,150,000 | $2,150,000 |
| Down Payment | $75,250 | $0 | $430,000 |
| Monthly Mortgage Amount | $12,827 | $13,344 | $10,451 |
| Taxes | $2992 | $2992 | $2992 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $1,290 | $0 | $0 |
| Monthly Estimated Total | $17,736 | $16,963 | $14,070 |