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4097 Oaklane Road Rockford, IL 61109 Residential - Single Family Active

  • 4097 Oaklane Road, Rockford, IL 61109 Main Photo

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Description

Wonderful ALL BRICK, 3 bedroom, 2.5 bath home on ALMOST 1/2 ACRE all the way to RIVER'S EDGE. with a full finished basement, located in a Very private and secluded neighborhood, one road in, and one road out, Tucked away behind country roads and corn fields. Surrounded by mature trees, lots of parking on the Extended driveway. Among one of Rockford's most desirable and serene areas. HIGHLY RATED SCHOOL DISTRICT (Meridian/Stillman)!, Great Home-Overlooking the Kishwaukee River, Open up a Gate for direct access for fishing on your own back yard. NO FLOOD INSURANCE NEEDED HERE AS THE PROPERTY IS BUILT HIGH AND DRY. Radiant Heat, Hardwood and tile flooring throughout. Sunny four seasons room to enjoy all the great views All Year Round, with access door to a fully fenced yard. COZY & restful fireplace for those cold nights. MAIN FLOOR PRIMARY BEDROOM! with first floor full bathroom. Two Nice size bedrooms on the upper level, and a full bath with walk in shower. Finished basement with additional possible bedroom and 1/2 bath, with HUGE AMOUNT OF SPACE FOR STORAGE, Large laundry room with additional cabinets for extra storage. Boiler for main floor. Upstairs furnace and AC replaced in 2023, NEW 40-gallon gas water heater, water softener system and iron filtration system installed 11/2025. Additional land across the street can be used by you, so long as you maintain it. use for ie, shed/storage, vegetable garden, additional parking. BRING YOUR CHICKENS! Beautifully crafted chicken house will stay. Property is in great condition and will be sold as-is.

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 1,631
Garage Size: 1
Attached Garage
Built in 1930
High School: Stillman Valley High School
Middle School: Meridian Jr High School
River Front
Brick Exterior

General Information

Bedrooms: 3
Bathrooms: 3
Sqft: 1,631
County: Winnebago
High School: Stillman Valley High School
Listed By:
Keller Williams Realty Signature 815-315-1111
MRED MLS

Room Information

Sun Room: 24X10
Bedroom 2: 12X11
Bedroom 3: 12X11
Dining Room: 11X11
Family Room: 23X11
Kitchen: 11X9
Laundry: 9X9
Living Room: 19X12
Primary Bedroom: 12X11
$265,000
Est. $1,809/mo
3beds
3baths
1,631sqft
1cars
Active
BEDS3 BATHS2 full 1 partial SQUARE FEET1,631 MLS#12740031
STATUSActive PROPERTY TYPEResidential - Single Family SCHOOLDistrict 223

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Ruhl&Ruhl Realtors
563.441.1776

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4097 Oaklane Road, Rockford, IL 61109.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $265,000$265,000$265,000
Down Payment $53,000$9,275$66,250
Monthly Mortgage Amount $1,340$1,645$1,664
Taxes $369$369$369
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$117$0
Monthly Estimated Total $1,809$2,231$2,133

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