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409 W Jefferson Street , Morris, IL 60450.
Welcome home to this attractive 2 bedroom, 2.5 bathroom ranch home with a full finished basement and 2-car garage, ideally located just steps from downtown Morris, IL. Offering 2,040 sq ft, this home features a timeless stone veneer exterior, a welcoming covered front porch, and hardwood floors throughout the main level. The kitchen offers classic oak cabinetry with raised panel doors, granite-look laminate countertops, and hardwood flooring, providing both warmth and functionality. The inviting living room is anchored by a striking floor-to-ceiling stone fireplace with built-in shelving, creating a focal point full of character and charm. A solid wood front door with decorative panel design adds to the home's warm and traditional appeal. The primary bedroom includes a 7' x 6' walk-in cedar closet, while the spacious bathrooms feature tile flooring, a tile tub/shower surround, and a glass block window for natural light. The full finished basement expands the living space with a large recreation room, 2nd kitchen, bar area, office, and a full bathroom-ideal for entertaining, working from home, or additional living flexibility. Recent updates include roof (2024), gutters and gutter guards (2024), and A/C (2011) with coil replaced in 2022. Enjoy a highly desirable location within walking distance to downtown Morris shops, restaurants, and year-round events, as well as nearby Gebhard Woods State Park and the I&M Canal trails, offering access to walking paths, nature, and fishing. This well-maintained home combines space, character, and location-perfect for buyers searching for a ranch home near downtown Morris with a finished basement. Schedule your private showing today to experience everything this home has to offer.
MLS ID: 12617245
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409 W Jefferson Street , Morris, IL 60450.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $359,900 | $359,900 | $359,900 |
| Down Payment | $71,980 | $12,597 | $89,975 |
| Monthly Mortgage Amount | $1,703 | $2,119 | $2,188 |
| Taxes | $501 | $501 | $501 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $158 | $0 |
| Monthly Estimated Total | $2,309 | $2,883 | $2,794 |
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