Contact us: 563.441.1776
Description
Excellent commercial opportunity with endless potential! Originally designed as a drive-up bank, this property features two access points for drive-thru capabilities along with a dedicated ATM area. After its banking use, the building successfully operated as a professional office while still maintaining ATM access. This versatile property could easily be transformed back into a drive-thru concept such as a coffee shop, bakery, financial institution, boutique retail space, or other service-based business. There is also room for expansion if additional space is needed. The building includes a basement offering valuable additional storage or workspace options. To help showcase the possibilities, AI-rendered concept images of potential ideas are in the photos. Positioned on the main route through town directly across from the famous DiCarlos Pizza, this location benefits from outstanding visibility and consistent traffic from both local residents and visitors traveling from surrounding communities. Opportunities like this do not come around often; bring your vision and make this property your next successful venture. Call today for your private showing!
Property Highlights
Property Type: Commercial - Retail
Building Description: 1.0 stories
Available Sqft: 1104
General Information
County: Macoupin
Listed By:
The Real Estate Group, Inc.
Mobl: 217-725-5458
RMLSA
MLS ID: CA1043889
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405 N Springfield Street, Virden, IL 62690.
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $140,000 | $140,000 | $140,000 |
| Down Payment | $28,000 | $4,900 | $35,000 |
| Monthly Mortgage Amount | $681 | $835 | $865 |
| Taxes | $195 | $195 | $195 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $62 | $0 |
| Monthly Estimated Total | $976 | $1,192 | $1,160 |
Disclaimer:
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 07/08/2026. The listing information on this page last changed on 07/08/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Wed 07/08/2026 7:26:45 AM EST) or MRED MLS (last updated Wed 07/08/2026 7:21:49 AM EST) or SCWMLS (last updated Tue 07/07/2026 11:54:48 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Tue 07/07/2026 10:15:55 PM EST) or Cedar Rapids MLS (last updated Wed 07/08/2026 7:00:03 AM EST) or NEIRBR MLS (last updated Wed 07/08/2026 6:30:21 AM EST) or ICAAR MLS (last updated Tue 07/07/2026 11:37:35 PM EST) or ECIMLS (last updated Tue 07/07/2026 11:44:33 PM EST) or RMLSA (last updated Wed 07/08/2026 1:10:56 AM EST) or Muscatine MLS (last updated Wed 07/08/2026 2:00:08 AM EST) or No Coast MLS (last updated Wed 07/08/2026 7:04:12 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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Member Participants (and their affiliated licensees, if applicable) shall indicate on their websites that IDX information is provided exclusively for consumers’ personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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