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403 N 3rd Street Malta, IL 60150 Residential - Single Family Contingent

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Description

In receipt of multiple offers. Seller requests submission of all offers by Monday, June 29, 2026 at noon. Nice 4-bedroom, 1.5-bath ranch home situated on over a half-acre in rural Malta! This property is perfect for buyers who don't mind adding their own cosmetic touches while enjoying the peace of mind that many of the major updates have already been completed. With a little sweat equity, this charming home has the potential to truly shine. Step into the living room featuring hardwood flooring and a large picture window overlooking the front yard. The eat-in kitchen serves as the heart of the home, offering newer cabinetry, stainless steel appliances (2023), abundant storage, and plenty of room for meal preparation and casual dining. The split-bedroom floor plan provides flexibility and privacy. The primary bedroom is located on the north side of the home and features hardwood flooring along with private access to the updated full bath, remodeled in 2021. A second bedroom is conveniently located nearby and also offers hardwood flooring. Bedrooms three and four are situated on the south side of the home and share a convenient Jack-and-Jill half bath. The partially finished basement offers excellent additional living space with finished walls and a large recreation room perfect for entertaining, hobbies, or game nights. With the addition of flooring or painted concrete floors, you'll have even more usable space. The utility and laundry area provides ample storage as well. Outdoor enthusiasts will appreciate the expansive yard and room to roam. A large covered patio, added in 2022, is conveniently located just off the kitchen and creates the perfect setting for outdoor gatherings, summer barbecues, or relaxing evenings. The oversized 2.5-car detached garage, built in 2003, offers plenty of room for vehicles, tools, and recreational equipment. A unique bonus is the adjacent lot, which is included with the property and will be surveyed together prior to closing. Currently taxed separately, the additional parcel provides endless possibilities-build a second home, create additional outdoor living space, or simply enjoy the extra green space and privacy. Recent updates include the roof, soffits, and gutters (2019), full bath remodel (2021), covered patio (2022), stainless steel appliances (2023), and exterior door and storm door (2024). Enjoy the best of country living while remaining just minutes from city conveniences in this well-maintained rural property.

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 1,300
Garage Size: 3
Built in 1962
School District: District 428

General Information

Bedrooms: 4
Bathrooms: 2
Sqft: 1,300
County: DeKalb
Listed By:
Coldwell Banker Real Estate Group 815-756-2557
MRED MLS

Room Information

Eating Area: 9X13
Recreation Room: 13X33
Family Room - Down: 11X13
Bedroom 2: 10X10
Bedroom 3: 10X14
Bedroom 4: 10X14
Kitchen: 10X13
Laundry: 11X13
Living Room: 12X16
Primary Bedroom: 11X13
$250,000
Est. $1,663/mo
4beds
2baths
1,300sqft
3cars
Contingent
BEDS4 BATHS1 full 1 partial SQUARE FEET1,300 MLS#12687463
STATUSContingent PROPERTY TYPEResidential - Single Family SCHOOLDistrict 428

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Ruhl&Ruhl Realtors
563.441.1776

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403 N 3rd Street, Malta, IL 60150.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $250,000$250,000$250,000
Down Payment $50,000$8,750$62,500
Monthly Mortgage Amount $1,215$1,492$1,545
Taxes $348$348$348
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$110$0
Monthly Estimated Total $1,663$2,050$1,992

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