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4020 W Wisconsin Street Dixon, IL 61021 • Residential - Single Family • Price Change

  • 4020 W Wisconsin Street, Dixon, IL 61021 Main Photo

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Description

Welcome to Grand Detour! This well-loved and well-maintained three-bedroom ranch offers a comfortable layout, a spacious lot, and plenty of opportunity to make it your own. Situated on just under half an acre, the home welcomes you into a comfortable living room and dining area, followed by a functional kitchen with all appliances included. The main level also features a full bathroom and three bedrooms. Laundry is currently located in one of the bedrooms for convenient main-floor living but could easily be relocated to the existing hookups in the basement. The full basement adds even more possibilities, offering plenty of additional space along with a 3/4 bathroom already in place and great potential for future finished living, recreation, hobbies, or storage. Electric baseboard heat throughout the home allows for individual room temperature control with some ceiling heat, and Nicor Gas is available in the area. An attached two-car garage provides convenient parking and additional storage, while the generous lot offers plenty of outdoor space to enjoy. Water heater new in 2022. Whether you're looking for your first home, downsizing, or simply want a solid home you can update over time to fit your style, this Grand Detour ranch is full of possibilities. Come see the potential for yourself! Property is being offered as-is.

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 1,364
Garage Size: 2
Attached Garage
School District: District 170

General Information

Bedrooms: 3
Bathrooms: 2
Sqft: 1,364
County: Ogle
Listed By:
United Country Sauk Valley Realty 815-626-1771
MRED MLS

Room Information

Bedroom 2: 10X11
Bedroom 3: 10X12
Dining Room: 13X8
Kitchen: 13X13
Living Room: 21X13
Primary Bedroom: 14X13
$159,500
Est. $1,171/mo
3beds
2baths
1,364sqft
2cars
Price Change Price Reduced $5,400 on October 15th, 2026
BEDS3 BATHS1 full 1 partial SQUARE FEET1,364 MLS#12778277
STATUSPrice Change PROPERTY TYPEResidential - Single Family SCHOOLDistrict 170

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Ruhl&Ruhl Realtors
563.441.1776

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4020 W Wisconsin Street, Dixon, IL 61021.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $159,500$159,500$159,500
Down Payment $31,900$5,583$39,875
Monthly Mortgage Amount $849$1,042$1,034
Taxes $222$222$222
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$70$0
Monthly Estimated Total $1,171$1,434$1,356

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About this area

Illinois/Dixon
Dixon

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About Dixon

Dixon, IL is a historic city along the Rock River that blends small-town charm with a vibrant community spirit. The city offers a strong mix of cultural, recreational, and educational opportunities. Residents enjoy a variety of local shops, restaurants, and events, as well as outdoor activities such as boating, fishing, and biking along scenic riverfront trails. Its historic downtown, paired with modern conveniences, creates a balanced environment that appeals to both families and professionals.

Once home to Ronald Reagan as a child, Dixon has kept its history alive with celebrations and preservation. Situated along two banks of the Rock River, this historic and charming little community filled with classic brick structures lining its downtown district offers residents a quiet place to settle without sacrificing great dining and shopping.

Art lovers relish in the local galleries, community art fairs and year-round performances at the art center. A particular favorite is the Gardentstock Arts & Music Fest where local artists feature their work, and local musicians entertain throughout the day and night. This little community is well known for its festivals, bringing in visitors from surrounding communities as far as two hours away. Fourth of July fireworks wow the residents, the Petunia Festival spreads beauty throughout the downtown streets, and the fall Scarecrow Festival delights all.

The real estate market in Dixon is diverse and inviting. Buyers will find an array of housing options ranging from classic single-family homes on tree-lined streets to newer construction with updated layouts and amenities. Historic properties, some with unique architectural character, are also available and reflect the city’s long-established roots. For those seeking more space, country homes and properties with acreage can be found just outside the city, offering privacy while keeping local amenities close at hand.

Affordability is a major advantage in the local housing market, making it an appealing choice for first-time homebuyers, retirees, and investors. The community’s steady growth, along with its convenient location within Northern Illinois, ensures that housing retains long-term value. With its strong sense of community, accessible lifestyle, and variety of real estate options, Dixon offers an excellent balance of small-town living and opportunity, making it a desirable place to call home.

If you are ready to start your home buying or selling journey, browse the latest real estate listings in Dixon, IL. You can also contact us—we are here to help!

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