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Description
Charming 11/2-story home situated on a 0.310-acre lot. This property offers 3 bedrooms and 1 full bath, with convenient main-level laundry and an open-concept floor plan. The living room features a vaulted ceiling, creating a bright and spacious feel. Additional highlights include an enclosed side porch and a 20x14 deck off the dining room, perfect for outdoor enjoyment. The oversized two-car detached garage provides ample storage and parking, along with a newly added 14x10 shed (2025) for extra storage. Recent updates include new flooring in the living room, dining room, and kitchen, as well as a new roof on both the home and garage (2025).
Property Highlights
Property Type: Residential - Single Family
Total Living Area SF: 1,400
Garage Size: 2
Built in 1910
Elementary School: Cambridge Elementary School
High School: Cambridge Jh/Sr High School
Middle School: Cambridge Jh/Sr High School
General Information
Bedrooms: 3
Bathrooms: 1
Sqft: 1,400
County: Henry
High School: Cambridge Jh/Sr High School
Subdivision: Original Town Village of Cambridge
Listed By:
NextHome QC Realty
309-302-0019
MRED MLS
MLS ID: 12559132
Room Information
Bedroom 2: 10X8
Bedroom 3: 10X7
Dining Room: 11X8
Kitchen: 14X11
Laundry: 6X3
Living Room: 11X18
Primary Bedroom: 13X12
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401 N Ridge Street, Cambridge, IL 61238.
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $145,000 | $145,000 | $145,000 |
| Down Payment | $29,000 | $5,075 | $36,250 |
| Monthly Mortgage Amount | $677 | $820 | $867 |
| Taxes | $202 | $202 | $202 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $64 | $0 |
| Monthly Estimated Total | $979 | $1,186 | $1,169 |
Disclaimer:
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 03/04/2026. The listing information on this page last changed on 03/04/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Wed 03/04/2026 2:57:32 AM EST) or MRED MLS (last updated Wed 03/04/2026 2:04:01 AM EST) or SCWMLS (last updated Tue 03/03/2026 11:54:38 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Tue 03/03/2026 10:15:25 PM EST) or Cedar Rapids MLS (last updated Tue 03/03/2026 10:44:16 PM EST) or NEIRBR MLS (last updated Wed 03/04/2026 1:18:40 AM EST) or ICAAR MLS (last updated Tue 03/03/2026 11:37:36 PM EST) or ECIMLS (last updated Tue 03/03/2026 11:44:17 PM EST) or RMLSA (last updated Wed 03/04/2026 1:10:55 AM EST) or Muscatine MLS (last updated Wed 03/04/2026 2:00:21 AM EST) or No Coast MLS (last updated Wed 03/04/2026 12:44:20 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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