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400 W Spruce Street, Chatham, IL 62629.
COMING SOON! Bring your vision to this classic 1967 ranch and discover a home with good bones and endless potential. Perfectly situated on an expansive, 3.5 city lots, this 3-bedroom, 2-bathroom layout offers the single-level living youve been looking for. While the interior is ready for a cosmetic refresh to bring it into 2026, the fundamentals are all there: spacious rooms, main floor laundry closet, an attached 2-car garage, and a full basement thats a blank canvas for a home gym, workshop, or additional living space. The outdoor setup is a true standout for hobbyists and entertainers alike. Enjoy year-round comfort in the heated enclosed porch, which overlooks a massive, fully fenced backyard?perfect for pets or gardening. The property also includes a handy storage shed for all your tools and gear. If youre a buyer with a vision looking to build equity through some DIY love, this solid mid-century gem is the opportunity you've been waiting for. 2blocks from Chatham Elementary. Roof 2023, 4 Season enclosed porch has electric heater. Many replacement windows.
MLS ID: CA1042979
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400 W Spruce Street, Chatham, IL 62629.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $197,900 | $197,900 | $197,900 |
| Down Payment | $39,580 | $6,927 | $49,475 |
| Monthly Mortgage Amount | $924 | $1,165 | $1,203 |
| Taxes | $275 | $275 | $275 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $87 | $0 |
| Monthly Estimated Total | $1,299 | $1,627 | $1,578 |