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400 W Hilltop Terrace Stockton, IL 61085 Residential - Single Family Active

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  • 400 W Hilltop Terrace, Stockton, IL 61085 Main Photo

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Description

Offered for sale for the very first time! Tucked away at the end of a quiet cul-de-sac in a sought-after area of Stockton, this well-maintained 4-bedroom, 2.5-bath ranch has been cared for by its original owners from day one. The spacious main level offers everything you need for comfortable everyday living, including a large eat-in kitchen with Heritage custom cabinetry, adjoining dining room, main-level laundry, and a primary suite with a generously sized private bath. Just off the kitchen, the three-season porch provides an additional place to relax and enjoy the peaceful setting. The full walkout basement offers plenty of room for future possibilities, with one current bedroom, an additional room already started with framing, and plumbing in place for another full bathroom. An attached two-car gas-heated garage adds even more convenience and storage. Updates over the years include a new furnace & central air in 2023, water heaters in 2021, a complete roof replacement in 2015, and Andersen windows. Whether you're looking for room for a growing family or a comfortable place to settle in for years to come, this home offers a hard-to-find combination of space, location, and long-term care in a quiet corner of Stockton.

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 1,949
Garage Size: 2
School District: Stockton

General Information

Bedrooms: 4
Bathrooms: 3
Sqft: 1,949
County: Jo Daviess
Listed By:
JIM SULLIVAN REALTY
Rockford Board of Realtors

Room Information

Bedroom 1: 13'6 X 13.25 Level - Main
Bedroom 2: 13'1 X 10'9 Level - Main
Bedroom 3: 12'8 X 9.75' Level - Main
Bedroom 4: 14'9 X 12.75' Level - Lower
Kitchen: 19'8 X 14.75' Level - Main
Living Room: 21'9 X 17' Level - Main
Dining Room: 14'6 X 10'3 Level - Main
3 Seasons: 17.75' X 11'5 Level - Main
Main Bath: 9'9 X 9'5 Level - Main
Bath 2: 13'1 X 4'9 Level - Main
$270,000
Est. $1,841/mo
4beds
3baths
1,949sqft
2cars
New to the Market Active
BEDS4 BATHS2 full 1 partial SQUARE FEET1,949 MLS#202605541
STATUSActive PROPERTY TYPEResidential - Single Family SCHOOLStockton

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Ruhl&Ruhl Realtors

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400 W Hilltop Terrace, Stockton, IL 61085.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $270,000$270,000$270,000
Down Payment $54,000$9,450$67,500
Monthly Mortgage Amount $1,365$1,676$1,695
Taxes $376$376$376
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$119$0
Monthly Estimated Total $1,841$2,271$2,171

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