Contact us: 563.441.1776
Description
Welcome to this spacious 4-bedroom, 3-bath home set on a picturesque .62-acre lot in desirable St. Charles. Offering over 2,200 square feet of living space, this home features generous room sizes, a flexible floor plan, and endless opportunities to make it your own. The first-floor office with adjacent full bath provides an ideal setup for a guest suite or potential 5th bedroom. Enjoy the privacy of a large yard, mature trees, and a peaceful neighborhood setting while remaining close to top-rated St. Charles schools, parks, shopping, and dining. A rare opportunity to enjoy space, flexibility, and location all in one package.
Property Highlights
Property Type: Residential - Single Family
Total Living Area SF: 2,220
Garage Size: 2
Attached Garage
Built in 1975
Elementary School: Richmond Elementary School
High School: St Charles East High School
Middle School: Thompson Middle School
One Fireplace
General Information
Bedrooms: 4
Bathrooms: 3
Sqft: 2,220
County: Kane
High School: St Charles East High School
Subdivision: Lake Charlotte
Listed By:
Keller Williams Infinity
630-778-5800
MRED MLS
MLS ID: 12704322
Room Information
Office: 12X9
Bedroom 2: 17X12
Bedroom 3: 12X15
Bedroom 4: 14X11
Family Room: 12X19
Kitchen: 10X19
Living Room: 12X17
Primary Bedroom: 12X17
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3n188 Joan Drive, Saint Charles, IL 60175.
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563-441-1862
toll free 866-441-1862
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $574,900 | $574,900 | $574,900 |
| Down Payment | $114,980 | $20,122 | $143,725 |
| Monthly Mortgage Amount | $2,869 | $3,476 | $3,581 |
| Taxes | $800 | $800 | $800 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $253 | $0 |
| Monthly Estimated Total | $3,837 | $4,697 | $4,549 |
Disclaimer:
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 07/25/2026. The listing information on this page last changed on 07/25/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sat 07/25/2026 1:41:08 AM EST) or MRED MLS (last updated Sat 07/25/2026 1:36:07 AM EST) or SCWMLS (last updated Fri 07/24/2026 11:54:48 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Fri 07/24/2026 10:16:08 PM EST) or Cedar Rapids MLS (last updated Fri 07/24/2026 10:44:16 PM EST) or NEIRBR MLS (last updated Sat 07/25/2026 1:18:42 AM EST) or ICAAR MLS (last updated Fri 07/24/2026 11:37:37 PM EST) or ECIMLS (last updated Fri 07/24/2026 11:44:35 PM EST) or RMLSA (last updated Sat 07/25/2026 1:10:56 AM EST) or Muscatine MLS (last updated Sat 07/25/2026 1:30:09 AM EST) or No Coast MLS (last updated Sat 07/25/2026 12:44:23 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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Member Participants (and their affiliated licensees, if applicable) shall indicate on their websites that IDX information is provided exclusively for consumers’ personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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