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39w228 W Hilltop Drive Saint Charles, IL 60175 Residential - Single Family Contingent

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Description

Set on a beautifully landscaped 1.17-acre corner lot in the sought-after Arbor Creek neighborhood of St. Charles, this one-owner 5 bedroom, 4 bath brick and vinyl Colonial offers the perfect blend of space, privacy, and convenience just minutes from downtown. A welcoming front porch, 3-car sideload garage, expansive backyard deck, and walkout basement create an ideal setting for both everyday living and entertaining. Inside, hardwood flooring throughout most of the main level, highlights a thoughtfully designed layout featuring 9' ceilings, a living room with French doors, a formal dining room with a dramatic cathedral ceiling, and a spacious family room anchored by a floor-to-ceiling masonry fireplace. The eat-in kitchen is equipped with quartz countertops, stainless steel appliances including a newer dishwasher, tile backsplash, and a bright breakfast room with slider to the deck, plus wiring in place for a wine cooler. A versatile first-floor office or 5th bedroom with built-in bookshelves sits adjacent to a full bath, along with a convenient first-floor laundry room. Upstairs, four generously sized bedrooms include the primary suite with a walk-in closet and a deluxe private bath featuring a double bowl vanity, whirlpool tub, and updated shower. Both upstairs bathrooms offer instant on hot water. The finished walkout basement expands your living space with a large rec room and full bath, with potential to add a patio at the walkout level. Major updates include a new roof in 2022, fresh exterior paint, and HVAC in 2015, along with new skylights. Additional features include a whole-house water filtration system, industrial-grade HEPA filter, basement freezer, 800-foot well, and zoning that allows for a future pool. Enjoy the rare combination of large-lot privacy and proximity to schools, including the nearby elementary school, all within one of St. Charles' most desirable communities. *Room sizes are approximate.

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 2,975
Lot Size: 1.17 acres
Walkout Basement
Garage Size: 3
Attached Garage
Built in 1994
Elementary School: Bell-Graham Elementary School
High School: St Charles East High School
Middle School: Thompson Middle School
Brick Exterior
One Fireplace

General Information

Bedrooms: 5
Bathrooms: 4
Sqft: 2,975
County: Kane
High School: St Charles East High School
Subdivision: Arbor Creek
Listed By:
One Source Realty 630-402-0015
MRED MLS

Room Information

Bedroom 5: 14X14
Eating Area: 13X12
Recreation Room: 40X36
Foyer: 13X10
Bedroom 2: 14X14
Bedroom 3: 13X12
Bedroom 4: 14X14
Dining Room: 17X13
Family Room: 19X16
Kitchen: 16X13
Living Room: 17X14
Primary Bedroom: 19X17
$709,900
Est. $4,646/mo
5beds
4baths
2,975sqft
3cars
Contingent
BEDS5 BATHS4 full SQUARE FEET2,975 MLS#12598516
STATUSContingent PROPERTY TYPEResidential - Single Family SUBDIVISIONArbor Creek SCHOOLDistrict 303

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Ruhl&Ruhl Realtors
563.441.1776

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39w228 W Hilltop Drive, Saint Charles, IL 60175.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $709,900$709,900$709,900
Down Payment $141,980$24,847$177,475
Monthly Mortgage Amount $3,451$4,179$4,386
Taxes $988$988$988
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$312$0
Monthly Estimated Total $4,646$5,686$5,581

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