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3946 Howard Avenue, Western Springs, IL 60558.
Classic Dutch Colonial with a thoughtfully designed kitchen bump-out and beautiful natural light throughout. An inviting living room with fireplace creates a warm and welcoming focal point, while the sun-filled family room offers abundant natural light and comfortable everyday living space. At the heart of the home, a renovated kitchen flows seamlessly into a dedicated breakfast room, an ideal layout for both casual dining and entertaining. The added space enhances functionality and creates a bright, connected gathering area. Fresh paint throughout gives the home a crisp, move-in-ready feel. Upstairs offers three bedrooms including a primary suite & two full bathrooms. A finished third floor provides flexible space for an office, playroom, or additional lounge area. Downstairs, the refreshed basement features new flooring, fresh paint, and additional private space perfect for guests, a gym, or work-from-home needs. Unbeatable location with easy walk to town, train, and schools.
MLS ID: 12552984
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3946 Howard Avenue, Western Springs, IL 60558.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $825,000 | $825,000 | $825,000 |
| Down Payment | $165,000 | $28,875 | $206,250 |
| Monthly Mortgage Amount | $3,799 | $4,727 | $4,933 |
| Taxes | $1148 | $1148 | $1148 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $363 | $0 |
| Monthly Estimated Total | $5,188 | $6,479 | $6,322 |