Contact us: 563.441.1776
Description
Welcome to Stone Creek, Springfield's premier 55+ community, where homeownership becomes less about maintenance and more about living. This beautifully maintained one-owner ranch offers 4 bedrooms, 3 full baths, and a thoughtfully designed floor plan that provides exceptional flexibility for overnight guests, hobbies, a home office, library, or additional living space. Abundant natural light fills the home through distinctive transom windows that enhance both privacy and sunshine. The spacious living room flows into a well-appointed kitchen featuring granite countertops, abundant cabinetry, pantry storage, and additional storage beneath the island. The main floor is designed for comfortable everyday living with laundry, a generous primary suite with walk-in closet, and convenient access to the shaded patio ? an inviting retreat for morning coffee or relaxing summer evenings. The finished lower level offers a spacious family room, an additional bedroom, full bath, and exceptional built-in storage. Quality energy efficient upgrades include a 96% high-efficiency HVAC system, Panasonic Intelli-Balance Energy Recovery Ventilator (ERV), thermal expansion tank, EV-ready garage outlet, and newer refrigerator and dryer (2026). The Generac whole-house generator, Zoeller water-powered backup sump pump, and Young's security system offer safety and peace of mind. Stone Creek homeowners enjoy the numerous amenities listed. Move in, unpack, and begin enjoying this carefree lifestyle.
Property Highlights
Property Type: Residential - Single Family
Total Living Area SF: 2,778
Garage Size: 2
Attached Garage
Built in 2019
High School: Springfield
Kitchen Island
Hard Surface Counter Tops
Eat-In Kitchen
Brick Exterior
Egress Window
One Fireplace
General Information
Bedrooms: 4
Bathrooms: 3
Sqft: 2,778
County: Sangamon
High School: Springfield
Subdivision: Stone Creek
Listed By:
The Real Estate Group, Inc.
Mobl: 217-306-3037
RMLSA
MLS ID: CA1046121
Room Information
Bedroom 1: 15.09 X 14.05 Level - Main
Bedroom 2: 11.08 X 11.03 Level - Main
Bedroom 3: 11.07 X 11.1 Level - Main
Bedroom 4: 13.07 X 12.08 Level - Basement
Living Room: 19.11 X 15.1 Level - Main
Family Room: 20.9 X 19.01 Level - Basement
Kitchen: 27.01 X 12.07 Level - Main
Laundry: 8.01 X 6.02 Level - Main
Additional Room: 53.07 X 22.04 Level - Basement
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3909 Waterstone Way, Springfield, IL 62711.
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $475,000 | $475,000 | $475,000 |
| Down Payment | $95,000 | $16,625 | $118,750 |
| Monthly Mortgage Amount | $2,402 | $2,948 | $2,982 |
| Taxes | $661 | $661 | $661 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $209 | $0 |
| Monthly Estimated Total | $3,202 | $3,957 | $3,782 |
Disclaimer:
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 09/10/2026. The listing information on this page last changed on 09/10/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Thu 09/10/2026 12:12:37 AM EST) or MRED MLS (last updated Thu 09/10/2026 12:05:06 AM EST) or SCWMLS (last updated Wed 09/09/2026 11:55:07 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Wed 09/09/2026 10:18:18 PM EST) or Cedar Rapids MLS (last updated Wed 09/09/2026 10:45:10 PM EST) or NEIRBR MLS (last updated Thu 09/10/2026 12:08:44 AM EST) or ICAAR MLS (last updated Wed 09/09/2026 11:37:40 PM EST) or ECIMLS (last updated Wed 09/09/2026 11:44:37 PM EST) or RMLSA (last updated Thu 09/10/2026 12:11:00 AM EST) or Muscatine MLS (last updated Thu 09/10/2026 12:00:13 AM EST) or No Coast MLS (last updated Thu 09/10/2026 12:04:27 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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