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38w643 Bittersweet Lane Elgin, IL 60124 Residential - Single Family New

New - 17 Hours Ago
  • 38w643 Bittersweet Lane , Elgin, IL 60124 Main Photo

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Description

St Charles, D303 Schools | Luxury 1-Acre| finished basement | Pond & Patio setting | 3 beds | 2.1 baths | 4,274 square feet |Heated Sunroom | Near St. Charles & Geneva | Sub-Zero & KitchenAid appliances 38W643 Bittersweet Ln, Elgin, IL is a rare, design-driven expression of private living within the sought-after St. Charles D303 school district. This expanded Cape Cod offers approx. 4,274 SF of refined craftsmanship and layered warmth. The chef's kitchen features Hickory cabinetry and is fully appointed with Sub-Zero French door refrigeration, dual-zone under-counter wine fridge, KitchenAid Architect Series 6-burner cooktop, double ovens with proofing, quartz countertops, integrated prep station, and Lutron smart lighting throughout the main living areas. A heated sunroom with radiant floors and multi-speed gyro fan extends year-round living, overlooking the wooded landscape, Wisconsin Chilton patio, and a tranquil blue ironstone pond with waterfall feature. Interior character is defined by a gas fireplace, pine-board ceilings, and hardwood floors, creating depth and architectural texture throughout. The primary suite is a private retreat featuring a porcelain gas-burning stove/fireplace, built-in niches, and mini-fridge within the sitting area. Ensuite bath includes standing shower and separate soaking tub. The finished lower level with furnace equipped with AprilAire and UV light enhances air quality and system efficiency. Additional upgrades include whole-house filtration, reverse osmosis water system, and enhanced mechanicals for long-term comfort and performance. Exterior living features illuminated walkways and deep natural privacy, delivering an estate-like setting seldom found in this corridor. A fully finished detached flex structure (approx. 14x12), fully heated and air-conditioned, provides rare versatility for studio, office, or creative use. The property's location provides quick access to downtown St. Charles and Geneva, offering boutique shopping, riverfront dining, and convenient access to I-90 for commuting. Blending luxury finishes, modern systems, and a highly sought-after school district location, this home delivers a rare opportunity in one of the Fox Valley region's most desirable residential areas.

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 4,274
Garage Size: 2
Attached Garage
Heated Garage
Built in 1979
Elementary School: Ferson Creek Elementary School
High School: St Charles North High School
Middle School: Thompson Middle School
Security System
Stone Exterior
Two Fireplaces

General Information

Bedrooms: 3
Bathrooms: 3
Sqft: 4,274
County: Kane
High School: St Charles North High School
Subdivision: Mitawa
Listed By:
Berkshire Hathaway HomeServices Chicago 630-682-8222
MRED MLS

Room Information

Sitting Room: 20X12
Heated Sun Room: 13X13
Recreation Rm: 14X12
Foyer: 19X12
Mud Room: 9X4
Bedroom 2: 22X10
Bedroom 3: 22X14
Dining Room: 19X14
Kitchen: 14X14
Laundry: 28X17
Living Room: 17X17
Primary Bedroom: 26X14
$555,500
Est. $3,599/mo
3beds
3baths
4,274sqft
2cars
New to the Market New
BEDS3 BATHS2 full 1 partial SQUARE FEET4,274 MLS#12648732
STATUSNew PROPERTY TYPEResidential - Single Family SUBDIVISIONMitawa SCHOOLDistrict 303

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Ruhl&Ruhl Realtors
563.441.1776

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38w643 Bittersweet Lane , Elgin, IL 60124.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $555,500$555,500$555,500
Down Payment $111,100$19,443$138,875
Monthly Mortgage Amount $2,664$3,270$3,432
Taxes $773$773$773
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$244$0
Monthly Estimated Total $3,599$4,449$4,367

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