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38392 N 8th Street, Spring Grove, IL 60081.
Trade your busy week for quiet mornings by the water at this updated Spring Grove waterfront home. The immediate draw of this property is the sprawling, wide-open yard .55 acre yard leading straight to the water. It offers the rare space to host summer cookouts, let the kids run free, and launch directly into the Chain O'Lakes lifestyle. Inside, the thoughtfully refreshed 3-bedroom, 1.5-bath layout maximizes its 1,110 square feet for low-maintenance living, ensuring your weekends are spent fishing and boating instead of managing home projects. Crucial behind-the-scenes investments are already complete: Permanent Pier (2024), Deck (2022) Bathrooms remodeled (2020) Kitchen refreshed (2020), Roof (2018), whole house generator (2015). Securing a worry-free waterfront retreat in this price bracket is exceptionally rare right now. Bring your boat and your fishing gear and schedule a private showing today to claim your spot on the lake.
MLS ID: 12719970
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38392 N 8th Street, Spring Grove, IL 60081.

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563-441-1862
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $399,000 | $399,000 | $399,000 |
| Down Payment | $79,800 | $13,965 | $99,750 |
| Monthly Mortgage Amount | $2,018 | $2,476 | $2,505 |
| Taxes | $555 | $555 | $555 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $176 | $0 |
| Monthly Estimated Total | $2,689 | $3,323 | $3,176 |
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