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3831 E State Highway, Shumway, IL 62461.
Discover one of Effingham county's hidden gems-an immaculate white-brick home on 8.7 acres, just 8 miles from downtown yet offering the quiet and privacy of private living. Designed by a prominent local banker who spared no expense, this 2,144 sq. ft. residence showcases timeless quality with a layout that feels both elegant and incredibly comfortable. The home offers 2 bedrooms both having 2 oversized cedar lined closets each plus a possible 3rd, a large family room, a great room, and an open-concept flow that includes a formal dining area and a beautifully tiled kitchen with pantry/workstation. Bedrooms are impressively sized, and every room reflects the original, well-kept decor that has been cared for with pride and attention to detail. The fireplace anchors the main living area,creating a warm and inviting atmosphere. Step outside to massive covered front and back porches designed for true outdoor living. The backyard is a standout feature, offering a peaceful park-like setting with multiple bridges, mature trees, and sweeping views across the property. The land provides excellent deer hunting, natural beauty in every season, and the comfort of wonderful neighboring properties. A 700 sq. ft attached brick two-car garage and outbuildings offer additional storage, hobby space, or potential workshop opportunities. This rare combination of acreage, craftsmanship, location, and character simply does not come along often-this home is one you'll want to experience in person.
MLS ID: EB460672
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3831 E State Highway, Shumway, IL 62461.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $329,900 | $329,900 | $329,900 |
| Down Payment | $65,980 | $11,547 | $82,475 |
| Monthly Mortgage Amount | $1,540 | $1,890 | $2,005 |
| Taxes | $459 | $459 | $459 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $145 | $0 |
| Monthly Estimated Total | $2,099 | $2,594 | $2,564 |