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3803 Ivy Lane , Elgin, IL 60124.
The beautifully designed Bluestone model offers the perfect blend of space, style, and functionality, featuring 4 bedrooms, 2.5 baths, a first-floor study, 9-ft lookout basement, and a 3-car garage-all enhanced with fully paid solar panels for long-term energy savings. A dramatic two-story foyer welcomes you into the home, leading to a private study overlooking the covered front porch-ideal for working from home. The first-floor living and dining rooms are upgraded with rich hardwood flooring, adding warmth and elegance throughout. The home also features a striking brick elevation, enhancing its curb appeal. The kitchen is truly the heart of the home, showcasing a spacious pantry, elegant Aristokraft cabinetry, GE stainless steel appliances, and an oversized island complete with a sink and barstool seating. The bright breakfast area flows effortlessly into the open-concept family room, highlighted by a cozy fireplace, making it perfect for everyday living and entertaining. Step out onto the deck, ideal for outdoor gatherings and relaxation. Upstairs, the luxurious owner's suite features a private bath and an oversized walk-in closet. Three additional generously sized bedrooms are thoughtfully arranged around a full bathroom, along with a convenient second-floor laundry room and linen closet. Additional upgrades include a water softener system, providing enhanced comfort and efficiency throughout the home.
MLS ID: 12624755
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3803 Ivy Lane , Elgin, IL 60124.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $599,900 | $599,900 | $599,900 |
| Down Payment | $119,980 | $20,997 | $149,975 |
| Monthly Mortgage Amount | $2,839 | $3,532 | $3,646 |
| Taxes | $835 | $835 | $835 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $264 | $0 |
| Monthly Estimated Total | $3,849 | $4,806 | $4,656 |
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