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38 N Holly Avenue, Fox Lake, IL 60020.
FULLY FURNISHED & EXTENSIVELY UPDATED, this 4,700+ sqft Chain O'Lakes property offers a rare opportunity to own a TRUE TURNKEY LAKE HOME with a private boat slip, shared 1/7 ownership of the waterfront HOA lot across the street, & an exceptional collection of included amenities. Designed for flexible living, the home features 5 bedrooms, 4.5 baths, including a main level ensuite & a finished basement with 2 bedrooms, full bath, full kitchen, laundry hookup, and private entrance ideal for multigenerational living or extended guests. The expansive main level kitchen is centered around an oversized island with abundant cabinetry, while multiple living areas, a vaulted dining room, heated 3-season room, & lake views create spaces for everyday living & entertaining. The second-floor primary suite offers two cedar walk-in closets, a freestanding soaking tub, separate shower, double vanity, fireplace, & panoramic views of Mineola Bay. Since 2024, the current owners have completed extensive mechanical & capital improvements, including a new second-floor HVAC system, new garage doors, & numerous additional updates, while adding designer furnishings, premium window treatments, & recreation amenities. The sale includes a nearly new 2024 Crest DLX240 tritoon, electric boat lift, golf cart, Weber grill, Brunswick pool table & table tennis table, water toys, outdoor fire pit dining set, & more, delivering a fully established Chain O'Lakes lifestyle with the home, furnishings, recreation, & recent improvements already in place.
MLS ID: 12712635
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38 N Holly Avenue, Fox Lake, IL 60020.

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563-441-1862
toll free 866-441-1862
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| Loan Type | FHA 30 Year Fixed | VA 30 year fixed | 30 yr Jumbo |
| Purchase Price | $1,249,000 | $1,249,000 | $1,249,000 |
| Down Payment | $43,715 | $0 | $249,800 |
| Monthly Mortgage Amount | $7,651 | $7,960 | $6,316 |
| Taxes | $1738 | $1738 | $1738 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $749 | $0 | $0 |
| Monthly Estimated Total | $10,502 | $10,062 | $8,418 |
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