Contact us: 563.441.1776
Description
This is your great opportunity to live in prestigious Red Gate Ridge in St. Charles! This all brick home with first floor master, loft, and three large bedrooms boasts over 4400 sq. ft. (upper level) with full finished basement. Living room has cathedral ceiling and wood burning fireplace. The separate formal dining room is perfect for entertaining family and friends! The kitchen has large center island, ss appliances, breakfast bar, and extra large eating area that opens to family room. The family room features cathedral ceiling, wall of windows, wood burning fireplace, and wet bar. First floor master bedroom features wall of closets as well as two walk-in closets and large master bath which has double sinks, whirlpool tub and separate shower. Upstairs features large loft space ideal setup for a home office, study lounge, or secondary media room. Upstairs also features three large bedrooms, and 2 full baths one being a Jack & Jill. Finished basement has ventless fireplace and large storage area. New roof (2026), furnace (2021) A/C (2021), dual zone, two water heaters, mitigated for radon. Offered As Is, presenting an unmatched opportunity to bring your personal design vision to a premium property in one of St. Charles' premier neighborhoods. Seller is licensed Real Estate Broker.
Property Highlights
Property Type: Residential - Single Family
Total Living Area SF: 4,470
Lot Size: 1.26 acres
Garage Size: 3
Attached Garage
Built in 1989
School District: District 303
Brick Exterior
Three Fireplaces
General Information
Bedrooms: 4
Bathrooms: 4
Sqft: 4,470
County: Kane
Listed By:
Baird & Warner Fox Valley-Geneva
630-377-1855
MRED MLS
MLS ID: 12786286
Room Information
Eating Area: 15X12
Loft: 17X14
Recreation Room: 37X35
Foyer: 13X11
Bedroom 2: 17X15
Bedroom 3: 14X12
Bedroom 4: 16X14
Dining Room: 18X14
Family Room: 24X24
Kitchen: 15X14
Laundry: 10X5
Living Room: 22X17
Primary Bedroom: 20X17
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36w650 W Ridgewood Lane, Saint Charles, IL 60175.
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $585,000 | $585,000 | $585,000 |
| Down Payment | $117,000 | $20,475 | $146,250 |
| Monthly Mortgage Amount | $3,074 | $3,773 | $3,792 |
| Taxes | $814 | $814 | $814 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $258 | $0 |
| Monthly Estimated Total | $4,059 | $5,016 | $4,777 |
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All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 10/30/2026. The listing information on this page last changed on 10/30/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Fri 10/30/2026 12:00:46 AM EST) or MRED MLS (last updated Thu 10/29/2026 11:55:06 PM EST) or SCWMLS (last updated Thu 10/29/2026 11:55:26 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Thu 10/29/2026 10:17:29 PM EST) or Cedar Rapids MLS (last updated Thu 10/29/2026 10:48:10 PM EST) or NEIRBR MLS (last updated Thu 10/29/2026 11:58:45 PM EST) or ICAAR MLS (last updated Thu 10/29/2026 11:37:37 PM EST) or ECIMLS (last updated Thu 10/29/2026 11:44:38 PM EST) or RMLSA (last updated Thu 10/29/2026 11:51:02 PM EST) or Muscatine MLS (last updated Thu 10/29/2026 11:45:15 PM EST) or No Coast MLS (last updated Thu 10/29/2026 11:54:25 PM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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