Contact us: 563.441.1776
Description
This stunning Normandy Model at the Ponds of Stony Creek is priced below new construction in the same subdivision - and comes loaded with premium upgrades new builds simply don't include. Skip the wait, skip the base-model finishes, and move right into a home that's already done right. A dramatic two-story foyer sets the tone the moment you walk in, flowing into a formal dining room and an expansive family room that opens to a jaw-dropping gourmet kitchen - the true heart of this home. The chef's kitchen is outfitted with gleaming quartz countertops, custom backsplash, a generous island, a walk-in pantry, and professional-grade Thermador appliances that new construction in this price range simply won't offer. Sliding doors lead directly to a fully fenced backyard with a massive patio - ideal for entertaining, morning coffee, or letting the kids run free. A first-floor study provides a perfect work-from-home setup and could easily serve as a first-floor bedroom, with a powder room conveniently nearby that could be expanded with a shower. Upstairs, the owner's suite is a true retreat featuring two walk-in closets and a spa-inspired bath with a newly added oversized soaking tub. Three additional bedrooms - two with walk-in closets - round out the upper level with all the space your family needs. A covered front porch adds charming curb appeal that ties it all together. The 3-car garage features an epoxy floor and 220V wiring already in place for electric vehicle charging - an upgrade you'd pay extra for on a new build. Outside, the inground sprinkler system keeps the lawn lush all season with zero effort. Energy efficiency is built right in with Low-E double pane windows, a 95% high-efficiency furnace, 13 SEER A/C, and a 40-gallon water heater. All of this in a peaceful, sidewalk community with a neighborhood park, top-rated Community Unit School District 301 schools, and just minutes from the Randall Road corridor's shopping, dining, and entertainment. Better than new. Priced below new. Schedule your showing today - this one won't last.
Property Highlights
Property Type: Residential - Single Family
Total Living Area SF: 3,261
Garage Size: 3
Attached Garage
Built in 2020
Elementary School: Lily Lake Grade School
High School: Central High School
Middle School: Central Middle School
Brick Exterior
One Fireplace
General Information
Bedrooms: 4
Bathrooms: 3
Sqft: 3,261
County: Kane
High School: Central High School
Subdivision: Ponds of Stony Creek
Listed By:
Premier Living Properties
630-377-1646
MRED MLS
MLS ID: 12648710
Room Information
Study: 13X12
Bedroom 2: 13X16
Bedroom 3: 12X12
Bedroom 4: 13X12
Dining Room: 22X10
Family Room: 26X19
Kitchen: 21X12
Laundry: 8X10
Living Room: 15X12
Primary Bedroom: 21X18
For Details, Contact
Get in Touch
For Details, Contact
Contact an agent to learn more about
3617 Emerald Road , Elgin, IL 60124.
Mortgage Calculator
Call or Click to get Pre-Approved!
563-441-1862
toll free 866-441-1862
Customize Your Rate
| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $660,000 | $660,000 | $660,000 |
| Down Payment | $132,000 | $23,100 | $165,000 |
| Monthly Mortgage Amount | $3,166 | $3,885 | $4,077 |
| Taxes | $919 | $919 | $919 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $290 | $0 |
| Monthly Estimated Total | $4,276 | $5,285 | $5,187 |
Disclaimer:
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 05/15/2026. The listing information on this page last changed on 05/15/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Fri 05/15/2026 10:22:16 AM EST) or MRED MLS (last updated Fri 05/15/2026 10:12:50 AM EST) or SCWMLS (last updated Fri 05/15/2026 10:19:37 AM EST) or Rockford Board of Realtors (NWIAR) (last updated Fri 05/15/2026 10:15:18 AM EST) or Cedar Rapids MLS (last updated Fri 05/15/2026 10:19:53 AM EST) or NEIRBR MLS (last updated Fri 05/15/2026 10:18:45 AM EST) or ICAAR MLS (last updated Fri 05/15/2026 10:19:38 AM EST) or ECIMLS (last updated Fri 05/15/2026 10:17:26 AM EST) or RMLSA (last updated Fri 05/15/2026 10:21:00 AM EST) or Muscatine MLS (last updated Fri 05/15/2026 10:15:50 AM EST) or No Coast MLS (last updated Fri 05/15/2026 10:14:34 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
![mls logo]()
Listing data and photos distributed by MLSGRID
Member Participants (and their affiliated licensees, if applicable) shall indicate on their websites that IDX information is provided exclusively for consumers’ personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Privacy Policy / DMCA Notice / ADA Accessibility
Member Participants (and their affiliated licensees, if applicable) shall indicate on their websites that IDX information is provided exclusively for consumers’ personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Privacy Policy / DMCA Notice / ADA Accessibility
This site is hosted, designed and copyright
© 1994 - 2026 by
Delta Media Group, Inc. -- Patent Pending --