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3617 Emerald Road, Elgin, IL 60124.
Highly Desirable 4 Bedroom Normandy Model at the Ponds of Stony Creek! A dramatic two-story foyer makes an unforgettable first impression, flowing seamlessly into a formal dining room and an expansive family room that opens to a show stopping gourmet kitchen - the true heart of this home. The chef's kitchen is loaded with upgrades: gleaming quartz countertops, professional-grade Bosch/Thermador appliances, a generous island, and a walk-in pantry that keeps everything beautifully organized. Sliding doors lead directly to a fully fenced backyard with a huge patio - perfect for entertaining, morning coffee, or letting the kids run free. A first-floor study offers the ideal work-from-home setup, and it could be used as a first floor bedroom with a powder room conveniently nearby. Upstairs, the owner's suite is a true retreat - featuring two walk-in closets and a spa-inspired private bath with an oversized soaking tub. Three additional bedrooms, two with their own walk-in closets, offer the space every family needs. A covered front porch rounds out this home's incredible curb appeal. 3 Car Garage with Epoxy floor and wired 220 for Electric Vehicle Charging! Built with energy efficiency in mind - Low-E double pane windows, 95% high-efficiency furnace, 13 SEER A/C, and a 40-gallon water heater - your comfort and savings are built right in. The inground sprinkler system keeps the lawn lush all season long with zero effort. All of this in a peaceful, sidewalk community with a neighborhood park, top-rated Community Unit School District 301 schools, and just minutes from the Randall Road corridor's shopping, dining, and entertainment. This is the one your buyers have been waiting for - schedule your showing today before it's gone.
MLS ID: 12598215
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3617 Emerald Road, Elgin, IL 60124.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $660,000 | $660,000 | $660,000 |
| Down Payment | $132,000 | $23,100 | $165,000 |
| Monthly Mortgage Amount | $3,081 | $3,885 | $4,012 |
| Taxes | $919 | $919 | $919 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $290 | $0 |
| Monthly Estimated Total | $4,191 | $5,285 | $5,122 |