Contact us: 563.441.1776
Description
This 3 bedroom, 2 bath tri-level sits on a generous corner lot with added privacy and open views. With approximately 2,056 square feet, a finished lower level, and a flexible layout, it presents plenty of room for everyday living, guests, and entertaining. Inside, warm wood finishes create a cozy, cabinlike feel. The main level includes a bright living area and dining space, while the finished lower level adds a bedroom, full bath, and extra living area that can function as a guest suite, home office, hobby room, or workout space. Major systems are already being handled. With this purchase, the seller will replace the furnace and hot water heater so both will be new for the next owner. The home also features a newer roof and windows from 2018, a sump pump, and no known foundation issues, giving added peace of mind. Outside, the corner lot provides extra breathing room, and the patio/porch area presents a comfortable spot to relax with even more potential with a few simple updates. If you are looking for space, character, and key mechanicals already addressed, this home is a strong opportunity.
Property Highlights
Property Type: Residential - Single Family
Total Living Area SF: 2,056
Garage Size: 2
Attached Garage
Built in 1976
School District: District 61
General Information
Bedrooms: 3
Bathrooms: 2
Sqft: 2,056
County: Macon
Listed By:
Beycome brokerage realty LLC
804-656-5007
MRED MLS
MLS ID: 12612672
Room Information
Bedroom 2: 13X12
Bedroom 3: 11X9
Dining Room: 12X14
Family Room: 14X41
Kitchen: 71X14
Laundry: 36X9
Living Room: 22X18
Primary Bedroom: 14X18
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3552 N Water Street , Decatur, IL 62526.
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $189,000 | $189,000 | $189,000 |
| Down Payment | $37,800 | $6,615 | $47,250 |
| Monthly Mortgage Amount | $894 | $1,113 | $1,158 |
| Taxes | $263 | $263 | $263 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $83 | $0 |
| Monthly Estimated Total | $1,257 | $1,559 | $1,521 |
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All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 04/10/2026. The listing information on this page last changed on 04/10/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Fri 04/10/2026 2:00:33 AM EST) or MRED MLS (last updated Fri 04/10/2026 1:56:56 AM EST) or SCWMLS (last updated Thu 04/09/2026 11:54:54 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Thu 04/09/2026 10:15:33 PM EST) or Cedar Rapids MLS (last updated Thu 04/09/2026 10:44:51 PM EST) or NEIRBR MLS (last updated Fri 04/10/2026 1:18:52 AM EST) or ICAAR MLS (last updated Thu 04/09/2026 11:37:47 PM EST) or ECIMLS (last updated Thu 04/09/2026 11:44:26 PM EST) or RMLSA (last updated Fri 04/10/2026 1:11:07 AM EST) or Muscatine MLS (last updated Fri 04/10/2026 1:45:25 AM EST) or No Coast MLS (last updated Fri 04/10/2026 12:44:31 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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Member Participants (and their affiliated licensees, if applicable) shall indicate on their websites that IDX information is provided exclusively for consumers’ personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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