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34w836 N James Drive, Saint Charles, IL 60174.
Nestled on a quiet street in St. Charles, this three-bedroom ranch presents a rare opportunity to build instant equity in a prime location. Offered as an estate sale and sold as-is, the home is primed for your personal touch - but don't let that overshadow what's already here. Step outside to an expansive backyard and entertaining deck that opens directly onto the 43-acre River Bend Community Park, where scenic trails, fishing, a dog park, playgrounds, and sports courts are practically in your backyard. Inside, the layout is a clean slate ready for your creative vision, with three bedrooms (please note that the third bedroom does not have a closet) and plenty of potential. For peace of mind, the home features meaningful mechanical upgrades including a newer furnace, updated electric panel, water heater, and Generac backup generator. The property also offers a energy-efficient leased Sunrun solar system. Additional highlights include a one-car attached garage with bonus attic storage, concrete driveway, storage shed, and a charming front porch. Located just off Route 25, you're minutes from the vibrant dining, boutique retail, and historic charm of downtown St. Charles - all within the highly regarded District 303 school district. Don't miss this opportunity.
MLS ID: 12617398
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34w836 N James Drive, Saint Charles, IL 60174.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $230,000 | $230,000 | $230,000 |
| Down Payment | $46,000 | $8,050 | $57,500 |
| Monthly Mortgage Amount | $1,088 | $1,354 | $1,409 |
| Taxes | $320 | $320 | $320 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $101 | $0 |
| Monthly Estimated Total | $1,508 | $1,875 | $1,829 |