Contact us: 563.441.1776
Description
Ideally situated in the sought-after Harbor Ridge neighborhood and within the acclaimed Beach Park School District, this beautifully maintained 3-bedroom, 2-bath ranch delivers comfort, style, and versatility all in one. Designed for effortless single-level living, the main floor offers everything you need day to day while a full finished basement expands your possibilities. Step inside to a welcoming tiled foyer that opens to an airy, light-filled living space highlighted by soaring cathedral ceilings and a timeless brick wood-burning fireplace perfect for cozy evenings or hosting guests. Windows and skylights bathe the home in natural light and frame beautiful views throughout the seasons. The updated kitchen is both stylish and functional, featuring rich, modern cabinetry, ample counter space, tiled backsplash, a pantry, and a bright dining area overlooking the patio, ideal for morning coffee or casual dinners. The spacious primary suite offers generous closets and a private en-suite bath, creating a relaxing retreat at the end of the day. Downstairs, newer wood laminate flooring enhances the finished basement, which also includes a versatile bonus room ready to become whatever you need it to be. Out back, enjoy your own private escape. The newly fenced yard features a stunning new wood deck and an above-ground pool perfect for summer gatherings, weekend relaxation, or sharpening your grilling skills. Pull in to a heated garage for an added bonus. Move-in ready and thoughtfully designed for both everyday living and entertaining, this charming home truly has it all!
Property Highlights
Property Type: Residential - Single Family
Total Living Area SF: 1,374
Garage Size: 2
Attached Garage
Built in 1994
School District: District 3
One Fireplace
General Information
Bedrooms: 3
Bathrooms: 2
Sqft: 1,374
County: Lake
Listed By:
Realty of America, LLC
708-788-1900
MRED MLS
MLS ID: 12578875
Room Information
Office: 14X16
Bedroom 2: 11X11
Bedroom 3: 11X11
Dining Room: 10X10
Kitchen: 20X9
Living Room: 20X26
Primary Bedroom: 13X15
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3412 Harbor Ridge Drive , Zion, IL 60099.
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $320,000 | $320,000 | $320,000 |
| Down Payment | $64,000 | $11,200 | $80,000 |
| Monthly Mortgage Amount | $1,555 | $1,884 | $1,977 |
| Taxes | $445 | $445 | $445 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $141 | $0 |
| Monthly Estimated Total | $2,100 | $2,570 | $2,522 |
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All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 03/30/2026. The listing information on this page last changed on 03/30/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Mon 03/30/2026 1:08:12 AM EST) or MRED MLS (last updated Mon 03/30/2026 1:00:46 AM EST) or SCWMLS (last updated Sun 03/29/2026 11:54:57 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Sun 03/29/2026 10:15:16 PM EST) or Cedar Rapids MLS (last updated Sun 03/29/2026 10:44:52 PM EST) or NEIRBR MLS (last updated Mon 03/30/2026 12:58:41 AM EST) or ICAAR MLS (last updated Sun 03/29/2026 11:37:30 PM EST) or ECIMLS (last updated Sun 03/29/2026 11:44:17 PM EST) or RMLSA (last updated Mon 03/30/2026 1:00:59 AM EST) or Muscatine MLS (last updated Mon 03/30/2026 1:00:21 AM EST) or No Coast MLS (last updated Mon 03/30/2026 12:44:19 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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