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340 W Shaffer Street , Dakota, IL 61018.
Half acre lot! Solid brick ranch offers comfort, flexibility, and a touch of country charm. With 1,556 finished sq ft on the main level and an additional 1,020 finished sq ft in the lower level, there's room to spread out and enjoy every season. The main floor features 3 bedrooms, 1 full bath, and 2 half baths. The finished lower level expands your living options with a kitchenette and generous living space-ideal for in-law quarters, guest accommodations, or extended entertaining. A heated 2 car detached garage provides year round convenience, complemented by an oversized attached storage shed perfect for tools, hobbies, or equipment. Roof 2022, gutters 2023, C/A 2020, furnace rebuilt 2020. Outdoor living shines here: a rear deck for relaxing or grilling, plus a yard filled with established plantings including 2 producing grapevines, 2 peach trees, an apple tree, rhubarb, and 2 blueberry bushes. With unique features and flexible living options, this home is enriched by its small town Dakota setting, where rural charm, open space, and a strong sense of community come together to create an inviting place to settle in.
MLS ID: 12621661
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340 W Shaffer Street , Dakota, IL 61018.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $200,000 | $200,000 | $200,000 |
| Down Payment | $40,000 | $7,000 | $50,000 |
| Monthly Mortgage Amount | $934 | $1,177 | $1,216 |
| Taxes | $278 | $278 | $278 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $88 | $0 |
| Monthly Estimated Total | $1,312 | $1,643 | $1,594 |
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