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331 W Lincoln Street , Utica, IL 61373.
Located just minutes from the entrance to Starved Rock State Park, this newly remodeled four-bedroom, two-and-a-half-bath home sits in the heart of historic Utica and is only 10 minutes from area golf courses, additional state parks, and convenient access to I-80. Inside, you'll find all new interior including ceiling, walls, fixtures, cabinets and all mechanicals with luxury vinyl plank flooring throughout. Enter a bright, open-concept layout connecting the kitchen, dining, and living areas, with the kitchen offering abundant cabinetry and flowing seamlessly into a spacious living and dining space ideal for everyday living and entertaining. The main level also features a primary bedroom with a full en-suite bath with double sink vanity. A convenient laundry room and a half bath complete the main level. The upper-level hosts three generously sized bedrooms with plenty of closet and a full bathroom, with double sink vanity for added comfort and functionality. Step outside to enjoy the rear deck, perfect for relaxing or hosting gatherings, or quick walk to charming downtown Utica. The exterior is new roof, siding, front porch and back deck. The owner could construct a 24 x 24 garage if desired for approximately $30K to $35K.
MLS ID: 12595752
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331 W Lincoln Street , Utica, IL 61373.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $199,000 | $199,000 | $199,000 |
| Down Payment | $39,800 | $6,965 | $49,750 |
| Monthly Mortgage Amount | $967 | $1,172 | $1,229 |
| Taxes | $277 | $277 | $277 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $88 | $0 |
| Monthly Estimated Total | $1,344 | $1,637 | $1,606 |