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3215 Vista Terrace McHenry, IL 60050 Residential - Single Family Contingent

  • 3215 Vista Terrace, McHenry, IL 60050 Main Photo

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Description

This one is Traditional in the front and a PARTY in the back! Expanded Raised Ranch Located in the popular McHenry Shores neighborhood close to the river, Moraine Hills State Park and McHenry Dam. This classic floorplan includes a cozy front living room and 3 secondary bedrooms that share a hall bath (updated with Kohler Luxestone in 2026). The custom kitchen has plenty of space, newer appliances, large pantry with pull out drawers and includes a mobile island/work station. The lower level includes a full bath (updated with Luxestone in 2026), laundry room and office space that could be used as a 5th bedroom. The Large addition adds a Primary suite, full bath and 2 walk in closets. The primary suite walks out to the wrap around deck perfect for morning coffee under the pergola and also great for entertaining. The addition adds a large family room with wood burning fireplace that walks out to 1 of 2 patios. The garage floor and front walk were updated in 2026 with a custom concrete surface. The manicured and fully fenced yard is full of perennials, mature trees and a 2nd patio with fire pit. Many windows, the roof, HVAC and appliances have been replaced since 2019.

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 1,876
Walkout Basement
Garage Size: 2
Attached Garage
Built in 1984
Elementary School: Edgebrook Elementary School
High School: Mchenry Campus
Middle School: Mchenry Middle School
One Fireplace

General Information

Bedrooms: 4
Bathrooms: 3
Sqft: 1,876
County: McHenry
High School: Mchenry Campus
Subdivision: McHenry Shores
Listed By:
Redfin Corporation 224-699-5002
MRED MLS

Room Information

Office: 12X9
Walk In Closet: 8X6
Bedroom 2: 14X11
Bedroom 3: 13X10
Bedroom 4: 11X10
Dining Room: 11X7
Family Room: 21X21
Kitchen: 16X14
Laundry: 14X12
Living Room: 16X12
Primary Bedroom: 17X16
$399,000
Est. $2,662/mo
4beds
3baths
1,876sqft
2cars
Contingent
BEDS4 BATHS3 full SQUARE FEET1,876 MLS#12700649
STATUSContingent PROPERTY TYPEResidential - Single Family SUBDIVISIONMcHenry Shores SCHOOLDistrict 156

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Ruhl&Ruhl Realtors
563.441.1776

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3215 Vista Terrace, McHenry, IL 60050.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $399,000$399,000$399,000
Down Payment $79,800$13,965$99,750
Monthly Mortgage Amount $1,991$2,412$2,485
Taxes $555$555$555
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$176$0
Monthly Estimated Total $2,662$3,259$3,156

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