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321 E Chamberlin Street, Dixon, IL 61021.
Victorian Heavyweight, Loved Since 1881 - 5-Car Garage & Over 0.3 Acre Corner Lot! -- Welcome to 321 E Chamberlin Street, on the market for the first time in over 50 years!! -- This 0.34-acre corner lot in Dixon is where 1881 Classic Victorian charm meets modern mechanicals. This is a massive footprint with the big ticket items already addressed making this a high-upside cosmetic refresh to not miss out on! **Five well-sized bedrooms with great closet space-including a spacious primary suite- 2.5 baths **Expansive living room (1924 ft) gas-log fireplace, built-ins **A four-season sunroom (1916 ft) tv, ceiling fans, heated **Main floor Home Office **Functional Kitchen-granite countertops, AMPLE cabinets with a pantry & all appliances **Mudroom-washer/dryer, storage, storage, storage! Just off of the..... **2 car plus ATTACHED garage **3-car DETACHED garage (workshop, studio, or premium storage) with separate driveway/entrance This home offers LOCATION AND VALUE: Steps from schools, parks, and shopping. Sizable living space, updated windows, HVAC, and hardwood floors-listed at $299,000-makes this a standout value on the market.
MLS ID: 12562210
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321 E Chamberlin Street, Dixon, IL 61021.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $299,000 | $299,000 | $299,000 |
| Down Payment | $59,800 | $10,465 | $74,750 |
| Monthly Mortgage Amount | $1,396 | $1,713 | $1,788 |
| Taxes | $416 | $416 | $416 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $131 | $0 |
| Monthly Estimated Total | $1,912 | $2,360 | $2,304 |
Dixon, IL is a historic city along the Rock River that blends small-town charm with a vibrant community spirit. The city offers a strong mix of cultural, recreational, and educational opportunities. Residents enjoy a variety of local shops, restaurants, and events, as well as outdoor activities such as boating, fishing, and biking along scenic riverfront trails. Its historic downtown, paired with modern conveniences, creates a balanced environment that appeals to both families and professionals.
Once home to Ronald Reagan as a child, Dixon has kept its history alive with celebrations and preservation. Situated along two banks of the Rock River, this historic and charming little community filled with classic brick structures lining its downtown district offers residents a quiet place to settle without sacrificing great dining and shopping.
Art lovers relish in the local galleries, community art fairs and year-round performances at the art center. A particular favorite is the Gardentstock Arts & Music Fest where local artists feature their work, and local musicians entertain throughout the day and night. This little community is well known for its festivals, bringing in visitors from surrounding communities as far as two hours away. Fourth of July fireworks wow the residents, the Petunia Festival spreads beauty throughout the downtown streets, and the fall Scarecrow Festival delights all.
The real estate market in Dixon is diverse and inviting. Buyers will find an array of housing options ranging from classic single-family homes on tree-lined streets to newer construction with updated layouts and amenities. Historic properties, some with unique architectural character, are also available and reflect the city’s long-established roots. For those seeking more space, country homes and properties with acreage can be found just outside the city, offering privacy while keeping local amenities close at hand.
Affordability is a major advantage in the local housing market, making it an appealing choice for first-time homebuyers, retirees, and investors. The community’s steady growth, along with its convenient location within Northern Illinois, ensures that housing retains long-term value. With its strong sense of community, accessible lifestyle, and variety of real estate options, Dixon offers an excellent balance of small-town living and opportunity, making it a desirable place to call home.
If you are ready to start your home buying or selling journey, browse the latest real estate listings in Dixon, IL. You can also contact us—we are here to help!