Contact us: 563.441.1776
Description
Perfect Starter Home in Gilman - Ideal for First-Time Home Buyers! Searching for the perfect first home? This updated 3-bedroom, 1-bath ranch at 316 N. Hartwell St. in Gilman is a fantastic opportunity for a first-time home buyer. Offering 1,080 square feet of main-level living plus a full 1,080-square-foot unfinished basement, this move-in-ready home combines modern updates with room to grow. Recent improvements include a new roof (2019), new water heater (2023), beautifully remodeled bathroom (2024), and kitchen appliances replaced in 2022. Newer vinyl tilt-in windows, boiler heat, and central air provide year-round comfort and efficiency. One of the property's most unique features is its oversized 0.32-acre lot. Originally comprised of four separate lots that have since been combined into one generous parcel, the property offers exceptional outdoor space for entertaining, gardening, pets, or simply enjoying your own backyard retreat. With major updates already completed and plenty of opportunity to personalize the unfinished basement, this Gilman home is an outstanding value for buyers looking to build equity while enjoying a move-in-ready home.
Property Highlights
Property Type: Residential - Single Family
Total Living Area SF: 1,080
Built in 1957
School District: District 10
General Information
Bedrooms: 3
Bathrooms: 1
Sqft: 1,080
County: Iroquois
Listed By:
Smith's Real Estate Services,
815-432-2900
MRED MLS
MLS ID: 12703878
Room Information
Bedroom 2: 12X10
Bedroom 3: 12X10
Kitchen: 9X15
Living Room: 12X21
Primary Bedroom: 12X10
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316 N Hartwell Street , Gilman, IL 60938.
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $114,900 | $114,900 | $114,900 |
| Down Payment | $22,980 | $4,022 | $28,725 |
| Monthly Mortgage Amount | $566 | $695 | $710 |
| Taxes | $160 | $160 | $160 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $51 | $0 |
| Monthly Estimated Total | $826 | $1,006 | $970 |
Disclaimer:
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 07/15/2026. The listing information on this page last changed on 07/15/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Wed 07/15/2026 12:07:19 AM EST) or MRED MLS (last updated Wed 07/15/2026 12:05:02 AM EST) or SCWMLS (last updated Tue 07/14/2026 11:54:44 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Tue 07/14/2026 10:15:48 PM EST) or Cedar Rapids MLS (last updated Tue 07/14/2026 10:44:14 PM EST) or NEIRBR MLS (last updated Tue 07/14/2026 11:58:41 PM EST) or ICAAR MLS (last updated Tue 07/14/2026 11:37:25 PM EST) or ECIMLS (last updated Tue 07/14/2026 11:44:33 PM EST) or RMLSA (last updated Wed 07/15/2026 12:00:54 AM EST) or Muscatine MLS (last updated Wed 07/15/2026 12:00:10 AM EST) or No Coast MLS (last updated Wed 07/15/2026 12:04:21 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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