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Description
Build Equity or Earn Passive Income: The Best of Both Worlds! Whether you are looking to build equity without the burden of exterior maintenance or seeking a proven passive income stream, this updated 3rd floor condo is the ultimate opportunity. Previously generating $1,200+ per month in rental income, this move-in ready home in the Milltowne Meadows Condos in Moline offers the ease of a low-maintenance lifestyle in a quiet neighborhood. The main living area is open and inviting, featuring a functional galley kitchen that flows naturally into the living space. Large windows and a sliding glass door flood the interior with natural light, highlighting the newer flooring and cozy fireplace. The unit is fully equipped with networking and cable-ready features, plus a dedicated pantry and large closets for ample storage. Major updates offer long-term peace of mind, including a new roof in 2024, new attic insulation in 2015, new windows in 2017, and a new washer and garbage disposal in 2024. The HOA handles all lawn care, snow removal, and exterior maintenance, and they even have balcony replacements already planned for 2027. This secured building unit comes with a 1 car attached garage, an additional dedicated parking space, and secure storage in the lower level. Located just minutes from John Deere, the Milan Beltway, and local shopping, this is a turnkey find for any buyer.
Property Highlights
Property Type: Residential - Condominium
Total Living Area SF: 936
Garage Size: 1
Attached Garage
Built in 1983
Elementary School: Hamilton Elementary
High School: Moline High School
Middle School: John Deere Middle School
One Fireplace
General Information
Bedrooms: 2
Bathrooms: 1
Sqft: 936
County: Rock Island
High School: Moline High School
Listed By:
eXp Realty
833-835-5566
MRED MLS
MLS ID: 12576564
Room Information
Bedroom 2: 12X10
Dining Room: COMBO
Kitchen: 14X8
Laundry: 5X3
Living Room: 14X23
Primary Bedroom: 13X11
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Contact an agent to learn more about
3131 4th Street, Unit 3131, Moline, IL 61265.
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $100,000 | $100,000 | $100,000 |
| Down Payment | $20,000 | $3,500 | $25,000 |
| Monthly Mortgage Amount | $467 | $565 | $608 |
| Taxes | $139 | $139 | $139 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $44 | $0 |
| Monthly Estimated Total | $706 | $848 | $847 |
About this area
About Moline
Located just off the Mississippi River, Moline, IL began as a town very well known for harnessing the mighty water power of the Mississippi to fuel local businesses. Being situated perfectly within the Quad Cities, buying a home here means living right in the heart of the Midwest with all the perks of having a close community while being surrounded by some of the largest cities in the state. With a growing, vibrant downtown and a rich history, Moline offers residents a variety of attractions to explore and even more when it comes to entertainment.
Home & Community Information
“Moline” is an adaptation of the French word for mill town. Today, this city is known as the Farm Implement Capital of America for that reason! The city straddles the Illinois-Iowa border on the Mississippi River. The Mississippi Valley is very scenic, and the cities don’t fit the Midwestern stereotype of pancake-flat farmland, though you’ll experience that soon enough if you drive east or west from this region.
Living in Moline is a dream. In fact, compared to the rest of the country, the cost of living here is 22% lower. Job growth is positive, and when it comes to those who commute, the average commute time is less than 15 minutes (compared to the 25+ minute national average). If you’re visiting the area, the weather is very pleasant from May to September. It does cool off quite a bit in the winter, but there’s plenty to do during every season, no matter when you decide to check out the city.
Employment Opportunities
Moline has strong ties to John Deere and serves as the global headquarters for Deere & Company, so it’s no surprise that John Deere himself has deep roots in the area. He even served as the mayor of Moline for two years. The Quad Cities as a whole offer a wide range of job opportunities spanning a dynamic handful of industries. Whether you are interested in working in agriculture, healthcare, manufacturing, technology, education, or entertainment, the market is thriving and the people will make it worthwhile.
Things to Do in Moline
The beauty of Moline is that everything is easily walkable. The John Deere Pavilion, hotels, restaurants, microbreweries, shops, nightspots, and the TaxSlayer Center are all within a short distance. You’ll quickly see that no matter what type of activity you’re looking for, you’ll find it here. When you’re exploring Downtown Moline, don’t forget that the area also serves as the entry point to the Rock Island Arsenal, a very popular point of interest!
You seriously can’t beat the riverfront access that Moline offers residents and visitors alike. The Channel Cat Water Taxi makes stops in town seasonally and you can board the Celebration Belle riverboat for lunch, dinner, or for a sightseeing cruise Spring through Autumn. If you follow the paved Great River Trail, you’ll find tons of opportunities for walking, biking, or even skating!
Enjoy live music and dancing during the free summer concert series at Stephens Square Park, or head to Riverside Park for the Riverside Family Aquatic Center to cool off. The Greenvalley Sports Complex has baseball and softball diamonds, soccer fields, and cricket fields as far as the eye can see and fosters an exciting meeting place for both youth and adults.
Notable events in Moline include the TBK Bank Quad Cities Marathon, Bass Street Summer Concert Series, Mercado on Fifth, and the Lighting of the John Deere Commons in November, which officially kicks off the holidays in the Quad Cities.
In the cooler months, head to Lagomarcino’s Confectionery for some old-fashioned soda fountain drinks, famous hot fudge sundaes, and homemade candy, or to The Fifth Avenue Syndicate, which is nestled in the Axis Hotel, for the contemporary feel and artisanal libations.
If you are ready to start your home buying or selling journey, browse the latest real estate listings in Moline, IL. You can also contact us—we are here to help!
Nearest Ruhl & Ruhl Office: Moline
1701 52nd Avenue
Moline, IL 61265
(563) 441-1776
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All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 03/06/2026. The listing information on this page last changed on 03/06/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Fri 03/06/2026 1:02:10 AM EST) or MRED MLS (last updated Fri 03/06/2026 12:53:58 AM EST) or SCWMLS (last updated Thu 03/05/2026 11:55:00 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Thu 03/05/2026 10:15:26 PM EST) or Cedar Rapids MLS (last updated Thu 03/05/2026 10:44:25 PM EST) or NEIRBR MLS (last updated Fri 03/06/2026 12:58:51 AM EST) or ICAAR MLS (last updated Thu 03/05/2026 11:37:42 PM EST) or ECIMLS (last updated Thu 03/05/2026 11:44:23 PM EST) or RMLSA (last updated Fri 03/06/2026 1:01:06 AM EST) or Muscatine MLS (last updated Fri 03/06/2026 1:00:34 AM EST) or No Coast MLS (last updated Fri 03/06/2026 12:44:30 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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Member Participants (and their affiliated licensees, if applicable) shall indicate on their websites that IDX information is provided exclusively for consumers’ personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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