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312 E 11th Street Sterling, IL 61081 Residential - Single Family Contingent

  • 312 E 11th Street, Sterling, IL 61081 Main Photo

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Description

New roof (2013), New Replacement windows (2013), 10 x 21 screened porch, Updated supply plumbing (2026), New water heater (2020), Ornamental fireplace in living room, Second floor 8 x 17 office could be used as 4th bedroom. Stove & refrigerator included (not warranted). Hardwood floors under carpet in the main floor bedrooms. Newer gas forced air furnace. Automatic garage door on garage has no opener.

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 1,421
Garage Size: 2
Built in 1925
School District: District 5
One Fireplace

General Information

Bedrooms: 3
Bathrooms: 2
Sqft: 1,421
County: Whiteside
Listed By:
RE/MAX Sauk Valley 815-625-3722
MRED MLS

Room Information

Office: 8X17
Screened Porch: 10X21
Bedroom 2: 11X12
Bedroom 3: 12X16
Kitchen: 8X12
Living Room: 13X23
Primary Bedroom: 11X12
$109,900
Est. $766/mo
3beds
2baths
1,421sqft
2cars
Contingent
BEDS3 BATHS2 full SQUARE FEET1,421 MLS#12570561
STATUSContingent PROPERTY TYPEResidential - Single Family SCHOOLDistrict 5

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Ruhl&Ruhl Realtors
563.441.1776

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312 E 11th Street, Sterling, IL 61081.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $109,900$109,900$109,900
Down Payment $21,980$3,847$27,475
Monthly Mortgage Amount $513$621$657
Taxes $153$153$153
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$48$0
Monthly Estimated Total $766$922$910

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About this area

Illinois/Sterling
Sterling

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About Sterling

Sterling, IL is a well-established city in the northwest part of the state that offers a comfortable blend of small-city charm, riverfront scenery, and modern conveniences. Nestled along the Rock River, Sterling provides residents with access to scenic parks, walking trails, and outdoor recreation while supporting a vibrant local economy and strong community infrastructure. The city features a revitalized downtown area with local shops, dining options, and community events that reflect Sterling’s pride and sense of connection. Its location allows for easy travel to nearby cities while maintaining a relaxed, approachable atmosphere.

Once known as the Hardware Capital of the World, Sterling is widely associated with manufacturing and the steel industry. This growing industrial community is surrounded by popular parks, farmland and industrial parks offering employment seekers a great place to settle.

With more than six nearby neighborhood parks, and a popular state park located a short distance away, nature exploration is a favorite past time in Sterling. The beautiful Rock River brings people out to boat, fish and play in its waters. After a day out in nature, residents love to come back to their neighborhood and enjoy town activities. Movies in the park during the Summer is a very popular event as well as grabbing a bite to eat at the Midway Diner where patrons can enjoy a classic hamburger, hot-dog, nachos and many other classic favorites. Small in boundaries, but large on activities for residents, Sterling is a great community to live in and raise a family. With seasonal festivals, a small but influential art scene, and outdoor recreation, there is something to keep everyone busy.

The real estate market in Sterling is diverse and appealing to a wide range of buyers. Residential options include classic single-family homes in established neighborhoods, many showcasing traditional Midwestern architecture, mature trees, and generous lot sizes. Buyers will also find ranch-style homes, multi-level properties, and updated residences offering modern layouts and amenities. Newer developments on the outskirts of the city provide contemporary housing with open floor plans and attached garages, appealing to families and professionals alike.

Sterling also offers opportunities for buyers seeking additional space, with properties on larger lots or in semi-rural settings just outside the city limits. Affordability is a key advantage, making the area attractive to first-time homebuyers, retirees, and those looking to maximize value without sacrificing quality of life.

With its riverfront setting, strong sense of community, and wide variety of housing options, Sterling stands out as a desirable place to live. The city combines economic stability, natural beauty, and comfortable residential living in a way that continues to draw long-term residents and newcomers alike.

If you are ready to start your home buying or selling journey, browse the latest real estate listings in Sterling, IL. You can also contact us—we are here to help!

Nearest Ruhl & Ruhl Office: Clinton
301 North Second Street
Clinton, IA 52732
(563) 441-1776

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