Contact us: 563.441.1776
Description
Location, Location, Location! Just four blocks west of vibrant downtown St. Charles, this beautifully maintained 3-bedroom home offers the perfect blend of timeless character and thoughtful modern updates. Enjoy the unbeatable location just moments from the Fox River, scenic parks, walking and biking paths, shopping, dining, and everything downtown has to offer. You'll immediately fall in love with the charming curb appeal which includes a brick paver walkway leading to the welcoming three-season front porch, complete with a porch swing-the perfect place to relax and enjoy the neighborhood. Inside, classic charm abounds with beautiful hardwood flooring throughout the living room, dining room, and all three bedrooms, while new carpet adds comfort to the hallway and staircase. The spacious living and dining rooms are filled with character. The dining room features upgraded lighting and a built-in china cabinet that adds both vintage style and functionality. The kitchen offers solid oak cabinetry, a pantry closet, and white appliances, providing plenty of storage. The enclosed back porch serves as an ideal mudroom with a convenient coat closet before leading to the incredible backyard. The flexible floor plan includes a first-floor bedroom, perfect for guests, a home office, or multi-generational living. Upstairs, you'll find the spacious primary bedroom and second bedroom, both featuring walk-in closets. The second bedroom also includes a built-in wardrobe and a Murphy bed! Step outside to discover your own private fenced backyard retreat. Beautiful mature trees, lush perennial gardens, and two inviting outdoor living spaces-a shaded brick paver patio and a spacious wood deck-the perfect setting for relaxing or entertaining all season long! Major improvements provide peace of mind, including an upgraded electrical system and fuse box, upgraded plumbing, Renewal by Andersen windows throughout the home and front porch, Hardie Board siding, gutters, a new furnace (December 2025), and central air conditioning (2012). Additional features include a concrete driveway, an unfinished basement with laundry, and a rare 2.5-car detached garage offering exceptional storage and parking. Combining an exceptional downtown St. Charles location, extensive updates, and undeniable charm, this is truly a rare opportunity to own a home that has been lovingly maintained and ready for your next chapter!
Property Highlights
Property Type: Residential - Single Family
Total Living Area SF: 1,340
Garage Size: 3
Built in 1925
Elementary School: Richmond Elementary School
High School: St Charles East High School
Middle School: Thompson Middle School
General Information
Bedrooms: 3
Bathrooms: 2
Sqft: 1,340
County: Kane
High School: St Charles East High School
Listed By:
RE/MAX Suburban
847-367-8686
MRED MLS
MLS ID: 12725908
Room Information
Enclosed Porch: 10X6
Bedroom 2: 11X8
Bedroom 3: 11X10
Dining Room: 12X11
Kitchen: 11X9
Laundry: 8X7
Living Room: 13X10
Primary Bedroom: 13X10
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309 S 6th Street, Saint Charles, IL 60174.
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $399,000 | $399,000 | $399,000 |
| Down Payment | $79,800 | $13,965 | $99,750 |
| Monthly Mortgage Amount | $1,991 | $2,444 | $2,505 |
| Taxes | $555 | $555 | $555 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $176 | $0 |
| Monthly Estimated Total | $2,662 | $3,291 | $3,176 |
Disclaimer:
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 08/12/2026. The listing information on this page last changed on 08/12/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Wed 08/12/2026 12:03:42 AM EST) or MRED MLS (last updated Tue 08/11/2026 11:58:04 PM EST) or SCWMLS (last updated Tue 08/11/2026 11:54:39 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Tue 08/11/2026 10:15:20 PM EST) or Cedar Rapids MLS (last updated Tue 08/11/2026 10:44:57 PM EST) or NEIRBR MLS (last updated Tue 08/11/2026 11:58:41 PM EST) or ICAAR MLS (last updated Tue 08/11/2026 11:37:28 PM EST) or ECIMLS (last updated Tue 08/11/2026 11:44:33 PM EST) or RMLSA (last updated Wed 08/12/2026 12:00:55 AM EST) or Muscatine MLS (last updated Wed 08/12/2026 12:00:09 AM EST) or No Coast MLS (last updated Tue 08/11/2026 11:54:22 PM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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