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Description
This cute home features two bedrooms and one and a half bathrooms, offering a comfortable and functional layout. The kitchen is equipped with oak cabinetry. The partially finished basement includes a half bath. A spacious garage offers ample parking and storage. Currently tenant-occupied, this property presents an excellent opportunity for investors seeking immediate rental income or buyers looking for a home with great potential. Whether you're searching for a primary residence or your next investment property, this home is worth a look.
Property Highlights
Property Type: Residential - Single Family
Total Living Area SF: 660
Garage Size: 1
Built in 1939
High School: Rock Falls Township High School
General Information
Bedrooms: 2
Bathrooms: 2
Sqft: 660
County: Whiteside
High School: Rock Falls Township High School
Listed By:
Xtreme Realty
815-380-2500
MRED MLS
MLS ID: 12712465
Room Information
Bedroom 2: 8X9
Kitchen: 11X11
Living Room: 11X16
Primary Bedroom: 9X9
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309 12th Avenue , Rock Falls, IL 61071.
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $109,900 | $109,900 | $109,900 |
| Down Payment | $21,980 | $3,847 | $27,475 |
| Monthly Mortgage Amount | $549 | $664 | $684 |
| Taxes | $153 | $153 | $153 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $48 | $0 |
| Monthly Estimated Total | $802 | $965 | $937 |
About this area
About Rock Falls
Rock Falls, IL is a welcoming city in Northwest Illinois known for its scenic riverfront setting, strong community spirit, and balanced lifestyle. Situated along the Rock River, the city offers residents access to parks, walking paths, and recreational opportunities that enhance everyday living. Rock Falls blends small-city comfort with convenient access to neighboring communities, making it an appealing choice for families, professionals, and retirees alike. Local schools, community events, and a growing commercial presence contribute to the city’s stable and family-friendly atmosphere.
The real estate market in Rock Falls is diverse and accessible, offering options to suit a wide range of needs and budgets. Homebuyers will find well-established neighborhoods with classic single-family homes, many featuring traditional architecture, mature trees, and spacious yards. Ranch-style homes, multi-level designs, and older residences with character are common, alongside newer construction that provides modern layouts and updated amenities. Waterfront and river-adjacent properties are especially desirable, offering scenic views and a connection to the area’s natural surroundings.
For those seeking additional space, the outskirts of Rock Falls include homes with larger lots and semi-rural settings, ideal for buyers who value privacy while remaining close to city conveniences. The city’s affordability compared to larger metropolitan areas makes it attractive to first-time buyers and those looking to maximize value.
With its riverfront charm, strong sense of community, and variety of housing options, Rock Falls continues to stand out as a solid place to call home. It offers a comfortable, well-rounded lifestyle rooted in Midwestern values and natural beauty.
If you are ready to start your home buying or selling journey, browse the latest real estate listings in Rock Falls, IL. You can also contact us—we are here to help!
Nearest Ruhl & Ruhl Office: Clinton
301 North Second Street
Clinton, IA 52732
(563) 441-1776
Disclaimer:
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 07/22/2026. The listing information on this page last changed on 07/22/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Wed 07/22/2026 6:13:26 AM EST) or MRED MLS (last updated Wed 07/22/2026 2:04:26 AM EST) or SCWMLS (last updated Tue 07/21/2026 11:54:37 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Tue 07/21/2026 10:17:21 PM EST) or Cedar Rapids MLS (last updated Tue 07/21/2026 10:46:03 PM EST) or NEIRBR MLS (last updated Wed 07/22/2026 1:18:39 AM EST) or ICAAR MLS (last updated Tue 07/21/2026 11:37:31 PM EST) or ECIMLS (last updated Tue 07/21/2026 11:44:32 PM EST) or RMLSA (last updated Wed 07/22/2026 1:10:55 AM EST) or Muscatine MLS (last updated Wed 07/22/2026 2:00:10 AM EST) or No Coast MLS (last updated Wed 07/22/2026 12:44:21 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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Member Participants (and their affiliated licensees, if applicable) shall indicate on their websites that IDX information is provided exclusively for consumers’ personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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