Contact us: 563.441.1776
Description
This distinctive home offers 9 to 11 bedrooms and exceptional flexibility. A main-floor room with a closet could serve as a bedroom, though it is currently considered an office. The updated kitchen features new countertops and flooring, and the entire main floor, including the enclosed front porch, has new flooring. The front room could easily be used as a game or media room, and the living room features a decorative, non-operational fireplace. A washer and dryer could be installed just off the kitchen or kept in the basement. The front portion of the second floor includes several bedrooms and a full bath. The primary suite includes a bedroom, sitting room, and a 3/4 bath tucked around the back corner. The rear half of the home offers many possibilities, including three second-floor bedrooms and three additional lower-level rooms accessible by a back staircase. These lower-level rooms could be used as bedrooms or converted into a second kitchen, a living area, a dining area, or an additional bedroom. Situated on a corner lot, the property offers several views of the Rock River and is just a short walk from Seward's Riverside Park, the boat launch, the walking bridge to Sterling, and the Hennepin Canal trail. The home has two gas furnaces. The owner believes the roof is newer, but no installation date is available. Any required city electrical updates will be completed before closing. Buyers should verify any intended use of the property, including possible conversion to a multi-family unit. There is an attached 2-car covered area. The back half of the property has its own access if the buyer would like to set the home up that way.
Property Highlights
Property Type: Residential - Single Family
Total Living Area SF: 3,740
Built in 1900
High School: Rock Falls Township High School
River Front
General Information
Bedrooms: 9
Bathrooms: 3
Sqft: 3,740
County: Whiteside
High School: Rock Falls Township High School
Listed By:
Bardier & Ramirez Real Estate
815-213-7401
MRED MLS
MLS ID: 12647129
Room Information
Bedroom 5: 9X19
Bedroom 6: 9X13
Bedroom 7: 9X12
Bedroom 8: 9X15
Bedroom 9: 9X14
Sitting Room: 10X13
Office: 10X14
Foyer: 6X12
Bedroom 2: 12X12
Bedroom 3: 11X13
Bedroom 4: 9X14
Dining Room: 13X14
Family Room: 13X14
Kitchen: 11X19
Living Room: 15X14
Primary Bedroom: 15X13
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308 E 2nd Street , Rock Falls, IL 61071.
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $215,000 | $215,000 | $215,000 |
| Down Payment | $43,000 | $7,525 | $53,750 |
| Monthly Mortgage Amount | $1,045 | $1,300 | $1,328 |
| Taxes | $299 | $299 | $299 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $95 | $0 |
| Monthly Estimated Total | $1,444 | $1,794 | $1,727 |
About this area
About Rock Falls
Rock Falls, IL is a welcoming city in Northwest Illinois known for its scenic riverfront setting, strong community spirit, and balanced lifestyle. Situated along the Rock River, the city offers residents access to parks, walking paths, and recreational opportunities that enhance everyday living. Rock Falls blends small-city comfort with convenient access to neighboring communities, making it an appealing choice for families, professionals, and retirees alike. Local schools, community events, and a growing commercial presence contribute to the city’s stable and family-friendly atmosphere.
The real estate market in Rock Falls is diverse and accessible, offering options to suit a wide range of needs and budgets. Homebuyers will find well-established neighborhoods with classic single-family homes, many featuring traditional architecture, mature trees, and spacious yards. Ranch-style homes, multi-level designs, and older residences with character are common, alongside newer construction that provides modern layouts and updated amenities. Waterfront and river-adjacent properties are especially desirable, offering scenic views and a connection to the area’s natural surroundings.
For those seeking additional space, the outskirts of Rock Falls include homes with larger lots and semi-rural settings, ideal for buyers who value privacy while remaining close to city conveniences. The city’s affordability compared to larger metropolitan areas makes it attractive to first-time buyers and those looking to maximize value.
With its riverfront charm, strong sense of community, and variety of housing options, Rock Falls continues to stand out as a solid place to call home. It offers a comfortable, well-rounded lifestyle rooted in Midwestern values and natural beauty.
If you are ready to start your home buying or selling journey, browse the latest real estate listings in Rock Falls, IL. You can also contact us—we are here to help!
Nearest Ruhl & Ruhl Office: Clinton
301 North Second Street
Clinton, IA 52732
(563) 441-1776
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