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305 W 12th Avenue, Clear Lake, IA 50428.
Welcome home to this spacious 4-bedroom, 3-bath property offering a smart layout, quality construction, and plenty of room to spread out?inside and out. The main level features an open-concept kitchen, dining, and living area with great natural light, plus a large center island and generous cabinetry for everyday function. The primary suite includes a walk-in closet and a beautifully tiled shower. A second bedroom and full bath are also on the main level, along with convenient main-floor laundry. Downstairs, the finished lower level adds a large recreation room, two additional bedrooms, a full bath, a bonus room ideal for an office, workout, hobby space, or additional storage, and a separate utility/storage area. Additional highlights include a poured concrete foundation and a heated garage with an epoxy floor. Enjoy outdoor living with both a deck and patio overlooking the spacious backyard. Situated on an oversized corner lot with established trees behind the property, the setting offers a pleasant backdrop while still being close to neighborhood amenities like the nearby tot lot and basketball court. This home is located just a short drive from the legendary Surf Ballroom and lively downtown Clear Lake. Call us today!
MLS ID: 6336085
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305 W 12th Avenue, Clear Lake, IA 50428.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $615,000 | $615,000 | $615,000 |
| Down Payment | $123,000 | $21,525 | $153,750 |
| Monthly Mortgage Amount | $2,832 | $3,524 | $3,678 |
| Taxes | $856 | $856 | $856 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $270 | $0 |
| Monthly Estimated Total | $3,867 | $4,829 | $4,713 |