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304 1/2 W 7th Street Sterling, IL 61081 Residential - Single Family Contingent

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Description

Beautifully updated two story home featuring new vinyl double hung windows, new quartz kitchen countertops accented by quality wood Merrilat cabinets, custom built-in spice rack, new Frigidaire Stainless Steel kitchen appliances, new vinyl plank flooring, new carpeting, fresh paint and recent furnace and central air upgrades make this home a must see! The exterior features a welcoming screened front porch, off-alley two car concrete pad all within walking distance of downtown Sterling! Make the call today before this fantastic opportunity slips away.

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 1,386
Built in 1910
School District: District 5

General Information

Bedrooms: 4
Bathrooms: 2
Sqft: 1,386
County: Whiteside
Listed By:
Ardain Real Estate Inc. 847-963-2200
MRED MLS

Room Information

Bedroom 2: 16X8
Bedroom 3: 13X8
Bedroom 4: 11X7
Dining Room: 12X11
Kitchen: 19X7
Living Room: 14X11
Primary Bedroom: 12X11
$119,900
Est. $819/mo
4beds
2baths
1,386sqft
Contingent
BEDS4 BATHS1 full 1 partial SQUARE FEET1,386 MLS#12549637
STATUSContingent PROPERTY TYPEResidential - Single Family SCHOOLDistrict 5

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Ruhl&Ruhl Realtors
563.441.1776

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304 1/2 W 7th Street, Sterling, IL 61081.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $119,900$119,900$119,900
Down Payment $23,980$4,197$29,975
Monthly Mortgage Amount $552$678$717
Taxes $167$167$167
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$53$0
Monthly Estimated Total $819$998$984

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About this area

Illinois/Sterling
Sterling

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About Sterling

Sterling, IL is a well-established city in the northwest part of the state that offers a comfortable blend of small-city charm, riverfront scenery, and modern conveniences. Nestled along the Rock River, Sterling provides residents with access to scenic parks, walking trails, and outdoor recreation while supporting a vibrant local economy and strong community infrastructure. The city features a revitalized downtown area with local shops, dining options, and community events that reflect Sterling’s pride and sense of connection. Its location allows for easy travel to nearby cities while maintaining a relaxed, approachable atmosphere.

Once known as the Hardware Capital of the World, Sterling is widely associated with manufacturing and the steel industry. This growing industrial community is surrounded by popular parks, farmland and industrial parks offering employment seekers a great place to settle.

With more than six nearby neighborhood parks, and a popular state park located a short distance away, nature exploration is a favorite past time in Sterling. The beautiful Rock River brings people out to boat, fish and play in its waters. After a day out in nature, residents love to come back to their neighborhood and enjoy town activities. Movies in the park during the Summer is a very popular event as well as grabbing a bite to eat at the Midway Diner where patrons can enjoy a classic hamburger, hot-dog, nachos and many other classic favorites. Small in boundaries, but large on activities for residents, Sterling is a great community to live in and raise a family. With seasonal festivals, a small but influential art scene, and outdoor recreation, there is something to keep everyone busy.

The real estate market in Sterling is diverse and appealing to a wide range of buyers. Residential options include classic single-family homes in established neighborhoods, many showcasing traditional Midwestern architecture, mature trees, and generous lot sizes. Buyers will also find ranch-style homes, multi-level properties, and updated residences offering modern layouts and amenities. Newer developments on the outskirts of the city provide contemporary housing with open floor plans and attached garages, appealing to families and professionals alike.

Sterling also offers opportunities for buyers seeking additional space, with properties on larger lots or in semi-rural settings just outside the city limits. Affordability is a key advantage, making the area attractive to first-time homebuyers, retirees, and those looking to maximize value without sacrificing quality of life.

With its riverfront setting, strong sense of community, and wide variety of housing options, Sterling stands out as a desirable place to live. The city combines economic stability, natural beauty, and comfortable residential living in a way that continues to draw long-term residents and newcomers alike.

If you are ready to start your home buying or selling journey, browse the latest real estate listings in Sterling, IL. You can also contact us—we are here to help!

Nearest Ruhl & Ruhl Office: Clinton
301 North Second Street
Clinton, IA 52732
(563) 441-1776

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