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3019 Adirondack Avenue , Centralia, IL 62801.
Discover a rare lakefront retreat offering the perfect blend of relaxation, entertainment, and opportunity. Situated on approximately 6.5 scenic acres, this unique property features a fully equipped winery, breathtaking water views, and endless amenities designed for both personal enjoyment and hosting guests. The property includes an inviting in-ground pool, a charming one-bedroom cottage, and a separate one-bedroom bungalow - ideal for guests, short-term rentals, or private retreats. Outdoor living shines with a spacious bar and grille area, abundant seating, and picturesque surroundings perfect for gatherings, events, or peaceful evenings by the lake. Enjoy direct lake access with two private boat docks, making boating and fishing easily accessible right from your property. Winding trails throughout the acreage create a tranquil setting for exploring nature and enjoying the outdoors. Additional highlights include covered parking, wine-making equipment, and a dedicated wine cellar, making this an exceptional opportunity for winery operations, entertaining, vacation rentals, or a one-of-a-kind private estate. Whether you're seeking a serene getaway, an income-producing property, or an entertainer's dream, this extraordinary lakefront destination delivers unmatched charm and versatility. Listed under appraised value!!!
MLS ID: 12647246
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3019 Adirondack Avenue , Centralia, IL 62801.

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| Loan Type | FHA 30 Year Fixed | VA 30 year fixed | 30 yr Jumbo |
| Purchase Price | $1,490,000 | $1,490,000 | $1,490,000 |
| Down Payment | $52,150 | $0 | $298,000 |
| Monthly Mortgage Amount | $9,008 | $9,371 | $7,437 |
| Taxes | $2074 | $2074 | $2074 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $894 | $0 | $0 |
| Monthly Estimated Total | $12,411 | $11,880 | $9,946 |