Contact us: 563.441.1776
Description
Be prepared to be charmed by this adorable cottage-style home in the heart of downtown Geneva! Bursting with character and timeless appeal, this inviting home welcomes you into a spacious living and dining room featuring hardwood floors, a classic fireplace with a decorative wood mantel, tile hearth, and a beautiful bay window showcasing the original diamond-pane glass and an extra-deep window sill. The flexible first-floor bedroom is perfect as a guest room, home office, or den and is complemented by an updated full bath. The kitchen offers granite countertops, stainless steel appliances, and a refrigerator new in 2025. The second bedroom is just one flight of stairs up and features brand-new carpet and a convenient storage loft. Continue up another flight to discover the cozy primary suite retreat. A charming loft with new carpet, built-in bookcases, shelving, and a skylight with a blind creates the perfect space for a home office, reading nook, or quiet escape. The primary bedroom features beautiful pine hardwood flooring, a walk-in closet, and a full bath with the home's original tub, separate walk-in shower, dual-sink vanity, and his-and-hers medicine cabinets. The unfinished basement includes the laundry area with washer and dryer, plus a 9' x 8' workshop for hobbies or additional storage. Location is everything! Just a short walk to downtown Geneva's award-winning restaurants, boutique shopping, the Metra commuter train, parks, and all the charm that makes Geneva one of the Fox Valley's most sought-after communities.
Property Highlights
Property Type: Residential - Single Family
Total Living Area SF: 1,800
Garage Size: 1
Attached Garage
Built in 1927
Elementary School: Williamsburg Elementary School
High School: Geneva Community High School
Middle School: Geneva Middle School
One Fireplace
General Information
Bedrooms: 3
Bathrooms: 2
Sqft: 1,800
County: Kane
High School: Geneva Community High School
Listed By:
RE/MAX All Pro - St Charles
630-513-6100
MRED MLS
MLS ID: 12718488
Room Information
Loft: 11X11
Bedroom 2: 14X11
Bedroom 3: 12X10
Dining Room: 13X10
Kitchen: 15X8
Living Room: 15X13
Primary Bedroom: 13X16
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301 N 4th Street, Geneva, IL 60134.
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $500,000 | $500,000 | $500,000 |
| Down Payment | $100,000 | $17,500 | $125,000 |
| Monthly Mortgage Amount | $2,528 | $3,063 | $3,139 |
| Taxes | $696 | $696 | $696 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $220 | $0 |
| Monthly Estimated Total | $3,370 | $4,125 | $3,981 |
Disclaimer:
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 08/01/2026. The listing information on this page last changed on 08/01/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sat 08/01/2026 12:29:56 AM EST) or MRED MLS (last updated Sat 08/01/2026 12:26:00 AM EST) or SCWMLS (last updated Fri 07/31/2026 11:54:49 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Fri 07/31/2026 10:24:06 PM EST) or Cedar Rapids MLS (last updated Fri 07/31/2026 10:45:27 PM EST) or NEIRBR MLS (last updated Sat 08/01/2026 12:28:42 AM EST) or ICAAR MLS (last updated Fri 07/31/2026 11:37:32 PM EST) or ECIMLS (last updated Fri 07/31/2026 11:44:33 PM EST) or RMLSA (last updated Sat 08/01/2026 12:20:58 AM EST) or Muscatine MLS (last updated Sat 08/01/2026 12:15:10 AM EST) or No Coast MLS (last updated Sat 08/01/2026 12:24:24 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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