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2991 Wagon Road , Elgin, IL 60124.
Welcome home to one of the largest models in the highly desirable Shadow Hill subdivision, perfectly positioned on a premium, private lot at the back of the community and located within the sought-after Central High School District. This impressive home offers exceptional space, thoughtful design, and numerous upgrades inside and out. The professionally landscaped lot features mature plantings and a large patio, creating an inviting outdoor retreat. The 3-car side-load garage features epoxy flooring for a clean, finished look. Step inside to a dramatic two-story foyer that opens to a flexible front office and flows into a bright, open-concept main living area. The spacious family room showcases a gas fireplace with built-ins and connects seamlessly to an oversized kitchen featuring quartz countertops, Black-stainless steel appliances, a large island for prep and gathering, and abundant cabinetry and storage. A first-floor bedroom and full bath provide the perfect setup for an in-law suite, guests, or multi-generational living. Upstairs, a spacious open loft adds additional living space, accompanied by four bedrooms and two full baths. The expansive primary suite is a true retreat, featuring a double-door entry, large walk-in closet, and private ensuite bath with dual vanities and separate tub and shower. A secondary rear staircase provides added convenience and flow between levels. The finished basement offers outstanding flexibility with a large recreation room, custom bar area, exercise room, full bathroom, and ample storage-ideal for entertaining or everyday living. Additional highlights include new windows (2021) and dual furnace and AC systems (2023), providing peace of mind and energy efficiency. This home combines generous space, thoughtful upgrades, and a fantastic location - a must-see property in one of the area's most desirable neighborhoods.
MLS ID: 12616790
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2991 Wagon Road , Elgin, IL 60124.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $650,000 | $650,000 | $650,000 |
| Down Payment | $130,000 | $22,750 | $162,500 |
| Monthly Mortgage Amount | $3,076 | $3,826 | $3,983 |
| Taxes | $905 | $905 | $905 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $286 | $0 |
| Monthly Estimated Total | $4,171 | $5,207 | $5,078 |
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