Contact us: 563.441.1776
Description
Charming, well-built, and full of character! This adorable 2-bedroom, 1-bath home is tucked away in a desirable Elgin location and offers the perfect blend of comfort, functionality, and opportunity. The interior was completely remodeled down to the studs when purchased in 2010, creating a practical layout with inviting living spaces and a home that has been well cared for over the years. Recent updates include central air (2021), along with a newer refrigerator, dishwasher, and garbage disposal. Outside, you'll love the private backyard-ideal for relaxing, entertaining, or enjoying a quiet evening-as well as the oversized 2-car garage with plenty of room for vehicles, hobbies, and additional storage. The basement provides valuable storage space and added functionality. This property offers a wonderful opportunity for its next owner to personalize a few finishing touches while enjoying the peace of mind that comes with a solid home. Conveniently located near parks, schools, shopping, dining, and commuter routes.
Property Highlights
Property Type: Residential - Single Family
Total Living Area SF: 834
Garage Size: 2
Built in 1940
Elementary School: Harriet Gifford Elementary Schoo
High School: Larkin High School
Middle School: Abbott Middle School
General Information
Bedrooms: 2
Bathrooms: 1
Sqft: 834
County: Kane
High School: Larkin High School
Listed By:
Keller Williams Inspire - Geneva
630-262-9500
MRED MLS
MLS ID: 12720511
Room Information
Bonus Room: 9X8
Bedroom 2: 11X09
Kitchen: 14X10
Living Room: 14X12
Primary Bedroom: 13X11
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278 S Melrose Avenue , Elgin, IL 60123.
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $245,000 | $245,000 | $245,000 |
| Down Payment | $49,000 | $8,575 | $61,250 |
| Monthly Mortgage Amount | $1,239 | $1,501 | $1,538 |
| Taxes | $341 | $341 | $341 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $108 | $0 |
| Monthly Estimated Total | $1,680 | $2,050 | $1,979 |
Disclaimer:
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 08/01/2026. The listing information on this page last changed on 08/01/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sat 08/01/2026 12:29:56 AM EST) or MRED MLS (last updated Sat 08/01/2026 12:26:00 AM EST) or SCWMLS (last updated Fri 07/31/2026 11:54:49 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Fri 07/31/2026 10:24:06 PM EST) or Cedar Rapids MLS (last updated Fri 07/31/2026 10:45:27 PM EST) or NEIRBR MLS (last updated Sat 08/01/2026 12:28:42 AM EST) or ICAAR MLS (last updated Fri 07/31/2026 11:37:32 PM EST) or ECIMLS (last updated Fri 07/31/2026 11:44:33 PM EST) or RMLSA (last updated Sat 08/01/2026 12:20:58 AM EST) or Muscatine MLS (last updated Sat 08/01/2026 12:15:10 AM EST) or No Coast MLS (last updated Sat 08/01/2026 12:24:24 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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