Contact us: 563.441.1776
Description
Welcome home to small-town charm and peaceful country views! This inviting 4-bedroom home sits proudly on a spacious corner lot, backing up to an open field-offering privacy, wide-open sunsets, and no rear neighbors. Step inside to a comfortable layout with plenty of room for family, guests, or a home office. The kitchen features some newer appliances and the washer and dryer, purchased in 2023, will remain. Major updates provide peace of mind, including a new furnace and A/C (2020), new roof, siding, and front porch (2021), and a new water heater (2022). The refreshed exterior adds curb appeal while maintaining the home's classic character. With big-ticket improvements already done, the remaining, endless possibilities are yours! Located on a quiet corner lot, this home offers the perfect blend of small-town living and modern updates. Move-in, unpack, enjoy and make it your own!
Property Highlights
Property Type: Residential - Single Family
Garage Size: 2
Elementary School: Waterman Elementary School
High School: Indian Creek High School
Middle School: Indian Creek Middle School
General Information
Bedrooms: 4
Bathrooms: 1
County: DeKalb
High School: Indian Creek High School
Listed By:
john greene, Realtor
630-554-4400
MRED MLS
MLS ID: 12583266
Room Information
Bedroom 2: 9X13
Bedroom 3: 10X11
Bedroom 4: 9X9
Kitchen: 9X12
Living Room: 13X17
Primary Bedroom: 11X19
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245 N Pine Street, Waterman, IL 60556.
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563-441-1862
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $225,000 | $225,000 | $225,000 |
| Down Payment | $45,000 | $7,875 | $56,250 |
| Monthly Mortgage Amount | $1,050 | $1,289 | $1,368 |
| Taxes | $313 | $313 | $313 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $99 | $0 |
| Monthly Estimated Total | $1,463 | $1,801 | $1,781 |
Disclaimer:
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 03/15/2026. The listing information on this page last changed on 03/15/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sun 03/15/2026 12:44:58 AM EST) or MRED MLS (last updated Sun 03/15/2026 12:39:44 AM EST) or SCWMLS (last updated Sat 03/14/2026 11:54:47 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Sat 03/14/2026 10:15:29 PM EST) or Cedar Rapids MLS (last updated Sat 03/14/2026 10:44:16 PM EST) or NEIRBR MLS (last updated Sun 03/15/2026 12:38:42 AM EST) or ICAAR MLS (last updated Sat 03/14/2026 11:37:34 PM EST) or ECIMLS (last updated Sat 03/14/2026 11:44:13 PM EST) or RMLSA (last updated Sun 03/15/2026 12:40:56 AM EST) or Muscatine MLS (last updated Sun 03/15/2026 12:30:23 AM EST) or No Coast MLS (last updated Sun 03/15/2026 12:34:20 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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