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2436 Kristi Lane, Rockford, IL 61102.
Beautifully maintained single-owner ranch built in 2006 with no HOA, offering quality construction, thoughtful updates, and true pride of ownership throughout. This move-in ready home features desirable one-level living, an oversized 2-car garage, and a functional layout designed for both comfort and convenience. The expansive eat-in kitchen is a standout, featuring an impressive amount of cabinetry, abundant counter space, a center island with additional storage, and included gas stove, dishwasher, and microwave-perfectly designed for everyday living, entertaining, and gathering. Interior highlights include solid bamboo flooring, updated vinyl bathroom flooring, upgraded 6-panel interior doors, and major appliances including the stove, dishwasher, microwave, washer, and dryer all less than 5 years old. The unfinished basement offers endless possibilities for future finishing, whether you envision additional living space, a rec room, home office, workout area, or versatile flex space, and is enhanced by a replaced egress window for added versatility. Additional improvements include a newer furnace (2017), A/C (2014) and comfort-height toilets. Roof installed in 2006 with a 40-year shingle. A rare opportunity to own an exceptionally well-cared-for ranch with lasting value and move-in ready appeal.
MLS ID: 12629330
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2436 Kristi Lane, Rockford, IL 61102.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $339,950 | $339,950 | $339,950 |
| Down Payment | $67,990 | $11,898 | $84,988 |
| Monthly Mortgage Amount | $1,631 | $2,001 | $2,083 |
| Taxes | $473 | $473 | $473 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $150 | $0 |
| Monthly Estimated Total | $2,204 | $2,724 | $2,656 |